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What is the single focus in activity that would keep you absolutely fascinated and motivated for the rest of your life?

The answer to this question is what Dan Sullivan calls your “Unique Ability.” Everyone has one and, by definition, no two people have the same one. That’s what makes it “unique.”

According to Dan (and I agree), the secret to

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happiness is finding your Unique Ability and then spending most of your time doing things that fulfill it.

So how do you find your Unique Ability?

1. Listen to this interview with Dan Sullivan. Or download it to your computer here. I recently formed a group of entrepreneurs who are committed to leading passionate lives. As part of this group, I interviewed Dan about Unique Ability. You’ll want to hear this interview, especially if you are an entrepreneur!
2. When you think you know what your Unique Ability is, make sure it fits the “Unique Ability” criteria. It must be:

• Something you are good at, that others agree you are good at.
• Something you are passionate about.
• Something that provides you with energy. The more you do it, the more energized you become. And others like being around you because your energy gives them energy!
• Something that you keep getting better and better at.

During the recording, Dan graciously agrees to give everyone in my networking group a copy of a book that will help them find and work within their Unique Ability. He also agreed to give the book to you, so if you want a copy, follow the instructions that Dan gives in the recording for requesting the book!

I want to respect Dan’s resources, so please request the book only after listening to the entire recording. If you like what Dan has to say, follow his instructions for getting the free book. (You can also download this recording here)

- Philip Tirone

I’ve entered a bodybuilding contest.

If you know what I look like, you know that I’m not the bodybuilder type—not at all.

For those of you who don’t know what I look like, here’s a picture …

Now, in the interest of full disclosure, I should tell you that the category I entered is “Men’s Overall Fitness.” So I won’t be wearing a Speedo or showing off my massive biceps (which I don’t have and never will).

Anyway, the reason I’m telling you this is because I’ve been hitting the gym twice a day and being careful about the food I put into my body.

I won’t be wearing a Speedo, but I will be standing in front of a panel of judges wearing swim trunks. And since I like to win, I’m obsessive about doing everything I can to win …

But then on Monday night, the family went to dinner, and when Lily took the kids into the restroom, I snuck some dessert!

It was the first time I’d slipped since entering the contest.

And I know from the past that once I slip, it’s all downhill from there—at first it’s just once, and then it’s once a week, and next thing you know, I’m eating ice cream for breakfast.

Does this sound familiar? You’ll be doing just fine with your diet, and then you go on vacation, attend a birthday party, or have some other occasion where you give yourself permission to eat something, and all

of a sudden, you are sitting on the couch munching on Doritos every afternoon.

But the truth is that any goal worth achieving is hard work. Fixing credit, addressing financial problems, losing weight, gaining a new skill – these are all things that require a ton of commitment and hours and hours of work.

We are bound to slip up, make a few errors along the way.

Letting one error get the best of us …

Well, that’s just nonsense.

What if we just got back on the horse? What if we took the mistake, learned a lesson from it, put that lesson in our back pocket, and just kept on truckin’?

Wouldn’t that be a lot better than eating a bag of Doritos?

So this week, let’s all recommit to an important goal, whether it’s financial, personal, physical, professional …

I’m recommitting to fitness. And if I’m feeling really brave, I’ll post the picture of me in the fitness contest!

What are you going to recommit to? Leave a comment below and let me know!

- Philip Tirone

Ugh.

I make it a point to read every comment that readers leave on my blog, and while most of them are positive, every now and then people disagree with something I’ve done or said.

And frankly, it can be hard to read. Like everyone else, I want to be helpful, so when I read negative comments, I occasionally feel…

Well, the word that comes to mind is “Ugh.”

Anyhow, I was hung up on something negative that one of my readers wrote. He wanted to know what I, a credit guy, was doing sending out inspirational emails. The general tone of his comment was: Who do you think you are?

It struck a nerve. I was in a funk.

Then I read this comment:

“My favorite part of your letter was when you called your words your wand. So true such words to live by. The understanding that we have the power to produce what we want & need by staying in the positive and maintaining an attitude of finding the solution.”

Then this:

“Your blog actually made me cry…happy tears…the kind I cry when I read about someone who does the right thing, even if it involves struggle, knowing that good will come of every action.”

So my “ugh” turned into a “yay!”

And I was reminded of something my friend Dean Graziosi always focuses on. Dean is a real estate guru, and he talks to his real estate students quite a bit about keeping their distance from naysayers.

He mixes lessons about “lease options,” “flipping houses,” and “wholesaling” with pep talks.

Weird, right?

Well… not really.

Dean knows that his students will accomplish a lot more if they surround themselves with people who are optimistic, who believe in them, and who give them a pep talk here and there.

So that’s why I, a credit guy, send out inspirational emails… ‘cuz I want you to be inspired to take action! You will get your credit in shape a lot faster, reach your financial goals, and TAKE ACTION a lot faster if the people you come into contact with believe you can do it.

What do you think? Let me know below.

Like I said, I read every single comment people leave on my blog, so let me know if something is on your mind!

- Philip Tirone

PS. Happy Father’s Day to all the dads out

there, including my own! If you read my weekly blogs, you know that I’m “all in” when it comes to fathering… so stay tuned for a blog post about my own dad, and the big lessons he taught me that I want to pass along…

“When I was a boy of fourteen, my father was so ignorant I could hardly stand to have the old man around…

“But when I got to be twenty-one, I was astonished at how much he had learned in seven years!”

I’m not sure who said it, but I love that joke. And isn’t it true? It isn’t until adulthood that we realize how special and wise our dads are…

Now that I’m a dad myself, I’m “all in.”

There is nothing I love more than having Ava crawl up next to me to cuddle…

I recently turned “the big 4-0,” and at my dinner party, we all took turns answering a question…

Over the next 40 years, what is the thing you are most excited about?

One of my buddies has the coolest idea, and I

wanted to share it with you…

He’s going to do a “reverse retirement,” meaning he’ll retire in his 40s and start traveling with his wife and kids.

Here’s the “reverse” part of his plan: He will then go back to work in his 50s.

Isn’t that cool? In his 40s, when his kids are young, he will give them the greatest gift of all: his time.

And once his kids are nearing graduation and preparing to leave the nest, he will go back to work.

Of course, most of us do not have the financial resources to stop working in our 40s, but it did reinforce the idea that I should spend as much of my time as possible in “transformational mode.”

What are some of the functional things I can stop doing (or at least postpone) in lieu of doing transformational things?

A big one for me is this: I could substantially cut down use of my cell phone and instead use this time to hang out with my kids

and wife. Checking my email and voice mail isn’t necessary all of the time, but spending time with my wife and three young kids is incredibly important!

What about you? Is there anything functional that you should STOP doing (or at least postpone) in lieu of doing something transformational—financial or otherwise?

Leave a comment below!

- Philip Tirone