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	<title>7 Steps to a 720 Credit Score &#187; CREDIT SCORING</title>
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		<title>Build Your Credit with Do-It-Yourself Credit Tricks</title>
		<link>http://www.720creditscore.com/credit-blog/build-your-credit-with-do-it-yourself-credit-tricks/</link>
		<comments>http://www.720creditscore.com/credit-blog/build-your-credit-with-do-it-yourself-credit-tricks/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:43:34 +0000</pubDate>
		<dc:creator>jocelyn</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[build credit]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2577</guid>
		<description><![CDATA[Okay. You want to build your credit score, but you don&#8217;t want to pay a bundle. Here are a few tricks that will help turn a bad score into a good credit score. An obvious place to start is with your credit cards. Here&#8217;s a little trick that can really boost your FICO score. (By [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>10-Minute Pocket Guide to Build Credit: A Free Report</title>
		<link>http://www.720creditscore.com/credit-blog/10-minute-pocket-guide-to-build-credit/</link>
		<comments>http://www.720creditscore.com/credit-blog/10-minute-pocket-guide-to-build-credit/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 19:27:15 +0000</pubDate>
		<dc:creator>jocelyn</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[build credit]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2253</guid>
		<description><![CDATA[Want a crash-course in how to build credit? Then review this &#8220;10-Minute Pocket Guide&#8221; every six months or so. I know it&#8217;s not really small enough to fit in your pocket &#8230; I call it a pocket guide because it&#8217;s short. In 10 minutes or less, you can be reminded how to build a 720 [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit Inquiries Won&#8217;t Hurt, As Long As &#8230;</title>
		<link>http://www.720creditscore.com/credit-blog/credit-inquiries-wont-hurt-as-long-as/</link>
		<comments>http://www.720creditscore.com/credit-blog/credit-inquiries-wont-hurt-as-long-as/#comments</comments>
		<pubDate>Sun, 15 May 2011 15:53:49 +0000</pubDate>
		<dc:creator>jocelyn</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[credit inquiries]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2170</guid>
		<description><![CDATA[“But Phil,” my client was saying, “I don’t want to pull my credit report. Won’t that hurt my credit score because of the credit inquiry?” My response was, “Nope. A credit inquiry won&#8217;t hurt your credit score—at least, not if it is soft.” Let me explain … The only kind of credit inquiries that hurt [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Improve Your Credit Score in 5 Easy Steps</title>
		<link>http://www.720creditscore.com/credit-blog/how-to-improve-your-credit-score-in-5-easy-steps/</link>
		<comments>http://www.720creditscore.com/credit-blog/how-to-improve-your-credit-score-in-5-easy-steps/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 14:30:14 +0000</pubDate>
		<dc:creator>jgood</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[build credit]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2135</guid>
		<description><![CDATA[There are a variety of reasons why you&#8217;d want to improve your credit score. You could be getting ready to make a big purchase such as buying a house, or you may want to make sure your options are open in the case of an financial emergency. In fact, in today&#8217;s world, your credit score [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Truth About Closing Credit Card Accounts</title>
		<link>http://www.720creditscore.com/credit-blog/the-truth-about-closing-credit-card-accounts/</link>
		<comments>http://www.720creditscore.com/credit-blog/the-truth-about-closing-credit-card-accounts/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 14:30:06 +0000</pubDate>
		<dc:creator>jgood</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT CARDS]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit scoring myths]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2111</guid>
		<description><![CDATA[When you&#8217;re in over your head or you&#8217;ve had a bad experience with something, your natural reaction is pretty much always going to be to steer clear of the cause for some time. With credit, this typically means cutting up credit cards and closing credit accounts. Unfortunately, when it comes to your credit score, this [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Build Credit: Debunking the Lower Credit Limits Myth</title>
		<link>http://www.720creditscore.com/credit-blog/build-credit-debunking-the-lower-credit-limits-myth/</link>
		<comments>http://www.720creditscore.com/credit-blog/build-credit-debunking-the-lower-credit-limits-myth/#comments</comments>
		<pubDate>Wed, 23 Feb 2011 20:50:52 +0000</pubDate>
		<dc:creator>jgood</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT CARDS]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit scoring myths]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2098</guid>
		<description><![CDATA[Similar to the belief that no credit equals good credit, having lower limits can actually be extremely harmful to your credit score. To understand how this works you need to understand utilization rates, or what we call the 30% rule. Credit bureaus look to see that you are maintaining less than 30% of your credit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Build Credit: The Truth About Living Debt Free</title>
		<link>http://www.720creditscore.com/credit-blog/build-credit-the-truth-about-living-debt-free/</link>
		<comments>http://www.720creditscore.com/credit-blog/build-credit-the-truth-about-living-debt-free/#comments</comments>
		<pubDate>Mon, 21 Feb 2011 13:30:53 +0000</pubDate>
		<dc:creator>jgood</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[build credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2058</guid>
		<description><![CDATA[For a lot of people, living with credit card debt is simply a way of life. We have all heard of the credit crunch where banks lent more to people than they could afford to pay back. When people fell behind on their repayments, the banks were in trouble and drastically cut back on the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Build Credit: Debunking the No Credit Equals Good Credit Myth</title>
		<link>http://www.720creditscore.com/credit-blog/credit-scoring-blog/build-credit-debunking-the-no-credit-equals-good-credit-myth/</link>
		<comments>http://www.720creditscore.com/credit-blog/credit-scoring-blog/build-credit-debunking-the-no-credit-equals-good-credit-myth/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 16:30:28 +0000</pubDate>
		<dc:creator>jgood</dc:creator>
				<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[build credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2002</guid>
		<description><![CDATA[Credit is a tricky subject. Everyone thinks they know the right thing to do, and everyone seems to be an expert. The fact is, there are a lot of myths and untruths about the way your credit score is compiled. The biggest and first mistake most people fall for is believing that no or little [...]]]></description>
		<wfw:commentRss>http://www.720creditscore.com/credit-blog/credit-scoring-blog/build-credit-debunking-the-no-credit-equals-good-credit-myth/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bad Credit Is Bad News for the Unemployed</title>
		<link>http://www.720creditscore.com/credit-blog/credit-scoring-blog/bad-credit-is-bad-news-for-the-unemployed/</link>
		<comments>http://www.720creditscore.com/credit-blog/credit-scoring-blog/bad-credit-is-bad-news-for-the-unemployed/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 23:08:53 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[unemployed]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2391</guid>
		<description><![CDATA[A recent report from Inc. Magazine says at that at least 60 percent of employers run credit checks on potential job applicants at least some of the time. This is a 17 percent increase from 2006. And given the high unemployment rate, this is particularly concerning. With a much bigger pool of candidates to choose [...]]]></description>
		<wfw:commentRss>http://www.720creditscore.com/credit-blog/credit-scoring-blog/bad-credit-is-bad-news-for-the-unemployed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Credit-Scoring Scam of the Century</title>
		<link>http://www.720creditscore.com/credit-blog/credit-scoring-blog/the-credit-scoring-scam-of-the-century/</link>
		<comments>http://www.720creditscore.com/credit-blog/credit-scoring-blog/the-credit-scoring-scam-of-the-century/#comments</comments>
		<pubDate>Tue, 01 Feb 2011 19:00:03 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[credit scoring scams]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2373</guid>
		<description><![CDATA[Are you a victim of the credit scoring scam of the century? If you have a credit card, there’s a 50/50 chance that you are. What Is the Credit Scoring Scam of the Century? About half of credit card companies use a shameful tactic to keep their competitors away from you, and this tactic hurts [...]]]></description>
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		<slash:comments>0</slash:comments>
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