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	<title>7 Steps to a 720 Credit Score &#187; CREDIT BLOG</title>
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		<title>Five Common Credit Myths &#8230; Debunked!</title>
		<link>http://www.720creditscore.com/credit-blog/five-common-credit-myths-debunked/</link>
		<comments>http://www.720creditscore.com/credit-blog/five-common-credit-myths-debunked/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 20:35:19 +0000</pubDate>
		<dc:creator>jocelyn</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[credit scoring myths]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2586</guid>
		<description><![CDATA[Five Common Credit Myths Here are five common credit myths … debunked at last! Credit Myth #1: Requesting your own credit report will hurt your credit score. The Reality: You can pull your own credit report every week without having your FICO score suffer. However, if a multitude of potential lenders frequently request your credit [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FTC and DOJ Announce Asset Acceptance Settlement Which They Want to Be Framework for Debt Collection Industry</title>
		<link>http://www.720creditscore.com/credit-blog/ftc-and-doj-announce-asset-acceptance-settlement-which-they-want-to-be-framework-for-debt-collection-industry/</link>
		<comments>http://www.720creditscore.com/credit-blog/ftc-and-doj-announce-asset-acceptance-settlement-which-they-want-to-be-framework-for-debt-collection-industry/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 21:41:50 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2597</guid>
		<description><![CDATA[David Vladeck director of the FTC&#8217;s Bureau of Consumer Protection and DOJ Assistant Attorney Tony West today conducted a conference call I attended to provide additional information regarding an announced settlement with collection company Asset Acceptance. In the settlement Asset Acceptance agreed to pay the second largest fine ever against a collection company for alleged [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tough Week?</title>
		<link>http://www.720creditscore.com/credit-blog/tough-week/</link>
		<comments>http://www.720creditscore.com/credit-blog/tough-week/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 11:00:02 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2580</guid>
		<description><![CDATA[I had something interesting happen to me this week … I was listening to my sister talking about how anxious she feels. I was nodding, sympathetic, and at one point, I said, “Yes, I know that feeling.” She looked surprised and said, “You feel anxious sometimes?” She assumed that I don’t feel anxious simply because [...]]]></description>
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		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>Build Your Credit with Do-It-Yourself Credit Tricks</title>
		<link>http://www.720creditscore.com/credit-blog/build-your-credit-with-do-it-yourself-credit-tricks/</link>
		<comments>http://www.720creditscore.com/credit-blog/build-your-credit-with-do-it-yourself-credit-tricks/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:43:34 +0000</pubDate>
		<dc:creator>jocelyn</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>
		<category><![CDATA[CREDIT SCORING]]></category>
		<category><![CDATA[build credit]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2577</guid>
		<description><![CDATA[Okay. You want to build your credit score, but you don&#8217;t want to pay a bundle. Here are a few tricks that will help turn a bad score into a good credit score. An obvious place to start is with your credit cards. Here&#8217;s a little trick that can really boost your FICO score. (By [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Military Student Loan Forgiveness and Discharge Programs</title>
		<link>http://www.720creditscore.com/credit-blog/military-student-loan-forgiveness-and-discharge-programs/</link>
		<comments>http://www.720creditscore.com/credit-blog/military-student-loan-forgiveness-and-discharge-programs/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 21:39:56 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2595</guid>
		<description><![CDATA[More and more at GetOutOfDebt.org we are getting questions about how to get your student loans eliminated, forgiven, or discharged if you are in or served in the military. It is absurdly ironic that members of the military can go into harms way, fight in combat and yet return back home only to struggle trying [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>More People Preparing to Eat Dog Food in Retirement</title>
		<link>http://www.720creditscore.com/credit-blog/more-people-preparing-to-eat-dog-food-in-retirement/</link>
		<comments>http://www.720creditscore.com/credit-blog/more-people-preparing-to-eat-dog-food-in-retirement/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 21:37:43 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2593</guid>
		<description><![CDATA[To make it through tough times more Americans have borrowed, stolen or raided their small retirement funds to make ends meet. Loans from retirement funds jumped 20 percent last year. This really can&#8217;t be a big surprise to many. Faced with difficult financial decisions people will tend to gravitate towards the oath that seems easiest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>$15K Bill Settled for 40 Cents &#8230;</title>
		<link>http://www.720creditscore.com/credit-blog/15k-bill-settled-for-40-cents/</link>
		<comments>http://www.720creditscore.com/credit-blog/15k-bill-settled-for-40-cents/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 07:17:14 +0000</pubDate>
		<dc:creator>jocelyn</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2550</guid>
		<description><![CDATA[A friend of mine with a $15K bill settled for 40 cents on the dollar. More impressively, she wasn’t late on her credit card one single time. Let me repeat that: She paid $15,247.99 for only $6,100—and wasn’t late one time. (Banks almost never agree to negotiate with someone who is making payments on time, [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Is Bankruptcy Sinful and Bad or Right and Moral? An Examination</title>
		<link>http://www.720creditscore.com/credit-blog/is-bankruptcy-sinful-and-bad-or-right-and-moral-an-examination/</link>
		<comments>http://www.720creditscore.com/credit-blog/is-bankruptcy-sinful-and-bad-or-right-and-moral-an-examination/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 21:34:07 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2590</guid>
		<description><![CDATA[For all of my life and especially through my financial struggles the assumption that money troubles are tied to morality and that people with debt troubles are somehow morally broken or moral failures and need to repent at their very hour of need, persist. It&#8217;s a false belief that haunts nearly every single soul that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Holiday Hangover</title>
		<link>http://www.720creditscore.com/credit-blog/holiday-hangover/</link>
		<comments>http://www.720creditscore.com/credit-blog/holiday-hangover/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 15:48:04 +0000</pubDate>
		<dc:creator>jocelyn</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2541</guid>
		<description><![CDATA[Are you hung over? And I’m not talking about the booze-induced hangover (though you might have that, too!) I’m talking about the post-holiday credit-card hangover … The one that happens when you realize you spent way more than you meant to spend. The one that causes a headache when you wake up, see your credit [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Super Bowl ticket give-a-way…</title>
		<link>http://www.720creditscore.com/credit-blog/super-bowl-ticket-give-a-way%e2%80%a6/</link>
		<comments>http://www.720creditscore.com/credit-blog/super-bowl-ticket-give-a-way%e2%80%a6/#comments</comments>
		<pubDate>Sat, 24 Dec 2011 02:15:58 +0000</pubDate>
		<dc:creator>Natalie</dc:creator>
				<category><![CDATA[CREDIT BLOG]]></category>

		<guid isPermaLink="false">http://www.720creditscore.com/?p=2536</guid>
		<description><![CDATA[As you know, I’m a BIG fan of being a father, so naturally … I’m very involved with the National Center for Fathering and learning about “Championship Fathering.” I wanted to let you know that the Center is raising awareness of fathering by giving away two tickets to the Super Bowl to a father and [...]]]></description>
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		<slash:comments>1</slash:comments>
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