If you need to rebuild your credit score, the best way to do this is to apply for new credit. To follow are the secured credit cards we recommend you applying for. As taught in our 7 Steps System, when used responsibly, these credit cards will help improve your credit score.

Please consider four things before applying:

1) Apply for these credit cards immediately – do not put this off!  The longer you wait to apply, the longer it will take to raise your credit.

2) If you are married DO NOT apply for credit jointly with your spouse.  You should each apply for three cards, you and your spouse.  This way, you will build joint credit files which will protect you in the long run.

3) Apply for them at the same time, this will help with your credit improvement.

4) Keep in mind you only need THREE credit cards (with a maximum of five).

FIRST PROGRESS PLATINUM ELITE SECURED MASTERCARD®

• Nationwide Program – though not yet available in NY, IA, AR, or WI
• Credit Line Secured by Your Fully-Refundable Deposit of $300 — $2,000 Submitted with Application
• Just Pay Off Your Balance and Get Your Deposit Back at Any Time
• Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
• Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
• No Credit History or Minimum Credit Score Required for Approval
• 24/7 Access to Your Account Online

APPLY NOW!

FIRST PROGRESS PLATINUM SELECT SECURED MASTERCARD®

• Nationwide Program – though not yet available in NY, IA, AR, or WI
• Credit Line Secured by Your Fully-Refundable Deposit of $300 — $2,000 Submitted with Application
• Just Pay Off Your Balance and Get Your Deposit Back at Any Time
• Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
• Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
• No Credit History or Minimum Credit Score Required for Approval
• Full-Feature Platinum MasterCard® Secured Credit Card
• 24/7 Access to Your Account Online

APPLY NOW!

THE SECURED VISA® FROM MERRICK BANK

• Build your credit – Performance is reported to all three major credit bureaus, unlike a prepaid card.
• Credit line increases – automatic unsecured credit line increase reviews with no additional security deposit or fees.
• No Processing or application fees.
• You determine your credit line – up to $3,000
• Easy funding options – We have several convenient options to easily submit your security deposits
• Worldwide acceptance – Use it anywhere Visa is accepted.
• Easy application – Click “Apply Now” to apply online today!

APPLY NOW!