![]() Jimi Akiboh |
FORD TO MERCEDES FOR ONLY $20 MORE PER MONTH!“In spite of a bankruptcy, my credit score went from 540 to 748. Once my credit score improved… I went to get a new car and got a brand new Mercedes Benz with a payment of only $20 more than my Ford.” Jimi Akiboh |
![]() Brad Bertram |
DROPPED INTEREST RATE BY 4 PERCENT!“Since I acquired the 7 Steps to a 720 Credit Score and followed the steps, my wife and I got a car loan and knocked our interest rate down from 11 to 7 percent.” Brad Bertram |
![]() James Anderson |
SAVING OVER $1,000 PER MONTH – OLD CAR TO NEW CAR!“If it weren’t for the 7 Steps system I’d still be renting an apartment and driving the old Honda. It would be a lot different financial situation for me. All things combined, I started to save over $1,000 per month after implementing the 7 Steps system.” James Anderson |
![]() Bruce Gelber |
SAVED $1,200 PER MONTH!“We followed Phil’s advice in 7 Steps to a 720 Credit Score and we were able to reduce our monthly payment by over $1,200 a month. It made life very, very manageable. It was the most important move I have made in the past 27 years.” Bruce Gelber |
![]() Tim Michaels |
NOW A BELIEVER!“Prior to using 7 Steps, I had tried everything from credit improvement companies to attorneys, and nothing worked for me. I followed Phil’s system and my score jumped to 718. I couldn’t believe it.” Tim Michaels |
![]() Shawn and Karlee Bucher |
$100,000 MORE EXPENSIVE HOUSE FOR ONLY $50 PER MONTH!!!“Once our credit jumped from 610 to over 720, we moved into a house that cost $100,000 more and our payments only went up by $50 per month!” Shawn and Karlee Bucher |
![]() Lee Camblin |
SAVED THOUSANDS WITH 7 STEPS“By increasing my score to 720, I saved thousands of dollars on my mortgage, car loan, and credit cards. What a phenomenal tool!” Lee Camblin |
![]() Sarah Baker |
SINGLE MOTHER“7 Steps to a 720 Credit Score really opened my eyes. The book gave me concrete and easy to follow advice on how to turn things around. For that alone, it was worth the investment. But the thing that struck me is that Philip really cares. He doesn’t just want more business. He genuinely wants to help people repair their credit, buy a home, and get the best rates. I only wish I lived in his area so he could be my mortgage broker.” Sarah Baker |
![]() Jim Garland |
MAKING MONEY WITH 7 STEPS“I recently went to buy a car, and was told that my credit score was only 619. That’s when I bought the 7 Steps to a 720 Credit Score System. I followed the 7 Steps and realized that I was one of the 80 percent of Americans that had an error on their credit report. I followed Phil’s advice and in three months my credit score jumped to 741! I am now saving $300 per month on my mortgage since refinancing with my new credit score. I’m such a believer that now I’m selling the program off my own website so I can spread the word and earn additional income.” Jim Garland President |








