Credit Bad? Want to Learn How to Build Credit?

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Credit Bad after Identity Theft – Fastest Way to Fix

Credit Bad, How to Build Credit, Credit Score – Question #4

Question Submitted by:  Kevin, Tempe, Arizona

I’ve heard you shouldn’t challenge every negative item on your credit report, but my credit is bad due to identity theft.  If I disputed them individually it would take me years to clean it up, any thoughts?

Answer

Good point Kevin.  Yes, if you dispute all your bad credit or items on your credit report at once, the bureaus can deem the request “frivolous” and ignore it.  That is why in 7 Steps to a 720 Credit Score, I recommend you only dispute three items at a time.

Now, if your bad credit is because you were a victim of identity theft, its’ a different story.  In that case, simple submit your police report with the dispute and the credit bureaus will not deem your request “frivolous.”

Make sure you follow my video lessons on how to build credit (for access click here), as just because you get the bad credit off your credit report, it does not mean that your credit score will be above 720.

Credit Bad after Identity Theft – Fastest Way to Fix

Credit Bad, How to Build Credit, Credit Score – Question #4

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How much does credit repair cost? My credit’s bad.

Credit Bad, How to Build Credit, Credit Score – Question #3

Question Submitted by: Barbara, Austin Texas

I want to learn how to build credit, as right now, my credit’s bad. Is there a charge for your service?

Answer

First of all, do not pay a credit repair firm thousands of dollars to “clean up your credit score.” It’s a complete waste of money.

What the credit repair firms are not telling you is that their success rate is only 50% at best. That means that 50% of the time, you will pay them, and not raise your credit score.

A credit repair company will tell you that they can “get the late payment off your credit” or they can “get the foreclosure off your credit.” Unfortunately, if you legitimacy had a late payment, or a foreclosure, then what they are doing is illegal according to the FTC (Federal Trade Commission).  Click Here for Article.

My program is a 7-Step Process that I have developed, on how to build credit, was developed over the past 12 years after looking at tens of thousands of credit reports for my mortgage clients. My 7-Step process is called “7 Steps to a 720 Credit Score” and if you follow my program exactly, anyone can build credit, and raise their credit score, regardless of if they have credit that’s bad. I don’t care if you have a 400 credit score and declared bankruptcy yesterday, you can have a 720 Credit Score in 18-24 months.

We have a Free 60 minute teleseminar that is jam-packed with information. At the end of the call, we tell you about our 7-Step Process and how to enroll.

If you or anyone reading this wants a Free “how to build credit test drive” of our program, email me at Philip@720CreditScore.com and I will put you on an 8-week study course free of charge.

I’m committed to really spreading the word to everyone that needs this. I’d love your help.

How much does credit repair cost? My credit’s bad.
Credit Bad, How to Build Credit, Credit Score – Question #3

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