We created your “credit card score” as a letter grade that indicates whether your credit card habits are helping or hurting your credit score. Just like when you were in school, an “A” credit card score means you are at the top of the pack. An “F” indicates that you are very likely to have subprime credit (a score below 620
The lower your credit card score, the more important it is for you to make immediately changes to your credit card behavior.
- Do you have the proper number of credit cards?
- What is your utilization rate?
- Do you pay your bills on time and in full?
The answers to these questions—and more—are used to determine your credit card score.
Do you have good credit or bad credit? Take the quiz and find out:
Want to learn more about your credit card score? See these related posts: