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The Best Places to Buy Used

Having extra money to put towards bills or savings is always a great feeling. It’s even better when you’re able to do it without changing much in the way of your purchasing routines. This is where buying used comes in. Let’s face it; an item with a slight amount of…

10 Tips for Being Dollar Store Savvy

The dollar store can feel like a frugal shopper’s dream come true. Everything is one set price, so there’s no need to comparison shop. They’re usually not very busy, so you have plenty of space to browse for deals. Even better, the stock is always changing, so there’s always something…

20 Everyday Ways to Save Money

Want to have some extra cash around? Frugal spenders have long known that it isn’t always saving on big-ticket items that makes a real dent in saving money. It’s the little things you do everyday that can add up. When it comes to creating personal wealth, taking the time to…

How to Get a College Education for Free

An education is an investment in yourself that, if used properly, will always pay for itself many times over. It’s quite possible that Schoolhouse Rock said it best – “It’s great to learn, ‘cause knowledge is power.” Whether you’re attending a four-year college, reading books by experts in your chosen…

12 Rewarding Alternatives to Retail Therapy

There’s nothing quite like the rush of getting something new, especially if it’s something you’ve wanted for a while. In today’s economy, many people are suffering and dealing with financial issues that they’ve never had to face before. In an effort to lift up their spirits, retail therapy has become…

What Should I Do If I’m Deeply in Debt?

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And he has that feeling in the pit of his stomach—you know that feeling. He can’t ever truly relax because he’s so worried. All these questions start racing through his head……

How Can I Get Credit Cards If My Credit Score Is Terrible?

If you have bad credit, it’s critical that you have and use three to five credit cards. The only way credit bureaus will reward you with a high credit score is if you prove that you can responsibly manage debt. This means: Having at least three credit cards, keeping them…

My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking for in the exact neighborhood we wanted. We have dreams of raising our children there, and we smile thinking about the birthday parties, sleepovers, and graduation celebrations that will fill…

What Are the Credit Cards You Recommend for People With Good Credit?

We went out there and researched the best credit cards on the market, consider things like interest rates, rewards points, fees, and the like. You can see our recommended list of credit cards for people with strong credit here. And keep the following in mind: 1. In our program, we…

How Many Credit Cards Should I Have?

Question: “How many credit cards should I have if I want to earn the best possible credit score? I receive a lot of credit card offers in the mail. Should I apply for them?” Answer: Having the right number of credit cards is a big part of your credit score. Ideally, you…

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