Your Credit Score: Credit-Building Tips the Banks Wish You Didn't Know

When it comes to your credit score, the banks have a lot of secrets:

  • Some credit card companies and lending banks intentionally suppress your credit score.
  • When determining your creditworthiness, lenders consider a different score than the one you are given when you buy your credit score online. Find out how to get your hands on the right score!
  • Some late payments will not hurt your credit score.

Download this free ebook, and get insider information the banks don’t want you to know!

Download Free Ebook
Do You Have a Bad Credit Score? Learn How to Build Credit

Tough Week?

I had something interesting happen to me this week …

I was listening to my sister talking about how anxious she feels. I was nodding, sympathetic, and at one point, I said, “Yes, I know that feeling.”

She looked surprised and said, “You feel anxious sometimes?” She assumed that I don’t feel anxious simply because I’m in a different place financially.

We started talking, and she asked me a series of questions:

“Do you feel stressed sometimes?”

“Of course,” I told her.

“Do you feel pressure?”

“Of course,” I said again.

Our conversation went on for a while. The point I wanted to make is simple …

Negative feelings and anxiety are normal. The secret lies in how you react to these situations. Here is the formula I use …

3 Questions to Ask When Having Negative Feelings

1) Why do I feel this way?

Instead of reacting immediately, identify why you are having negative emotions.

2) Do these feelings make logical sense?

I’ve found that oftentimes, my emotions are saying one thing, but my intellectual mind is saying another thing. When I think about the situation, I’m able to pinpoint the “hot buttons” that were triggered, but they don’t make logical sense. Many times, simply making this identification helps me move past these feelings. If not, I ask question #3.

3) Can I “be” with these feelings for the next few hours?

The answer, of course, is yes. I can live with negative feelings for a few hours, even a few days. By not trying to suppress the feelings, I can get over them much faster. And by allowing myself to “be” with them for a while, I resist the temptation to take immediate action, which might be inappropriate and reactionary.

What do you think?  Comment below to tell me how you deal with negative emotions.

Bookmark and Share 13 Comments Read more »

Build Your Credit with Do-It-Yourself Credit Tricks

Okay. You want to build your credit score, but you don’t want to pay a bundle. Here are a few tricks that will help turn a bad score into a good credit score. An obvious place to start is with your credit cards. Here’s a little trick that can really boost your FICO score. (By...

Bookmark and Share Leave a comment Read more »

$15K Bill Settled for 40 Cents …

A friend of mine with a $15K bill settled for 40 cents on the dollar. More impressively, she wasn’t late on her credit card one single time. Let me repeat that: She paid $15,247.99 for only $6,100—and wasn’t late one time. (Banks almost never agree to negotiate with someone who is making payments on time,...

Bookmark and Share 1 Comment Read more »

Holiday Hangover

Are you hung over? And I’m not talking about the booze-induced hangover (though you might have that, too!) I’m talking about the post-holiday credit-card hangover … The one that happens when you realize you spent way more than you meant to spend. The one that causes a headache when you wake up, see your credit...

Bookmark and Share Leave a comment Read more »

Super Bowl ticket give-a-way…

As you know, I’m a BIG fan of being a father, so naturally … I’m very involved with the National Center for Fathering and learning about “Championship Fathering.” I wanted to let you know that the Center is raising awareness of fathering by giving away two tickets to the Super Bowl to a father and...

Bookmark and Share 1 Comment Read more »
Page 1 of 3112345102030...Last »
Menu
How To Build Credit

Do you have a bad credit score? Knowing the ins and outs of how to build credit can mean the difference between financial woes and financial security. Knowing how to build credit can help you qualify for better loans and higher limits. Putting your bad credit score behind you can help you lower interest rates, reduce monthly payments, eliminate debt, and create wealth.

With this valuable knowledge about how to build credit, you can stop being one of the have nots and start being one of the haves. Do you have bad credit? Not anymore! Put your past behind you and build a great credit score today!

Featured Articles
Credit Cards That Build Credit

Unfortunately, your banks won't tell you that certain credit cards will build your credit score while others will hurt your credit score. Do not make the costly mistake of applying for the wrong type of credit card! These credit cards are guaranteed to help build your credit score. Start by getting your FICO score, and then apply for the appropriate credit card:

Send Me Exclusive Tips!

Want exclusive money-saving strategies, credit score secrets and personal finance tips? Subscribe to our weekly newsletter to be in the know!

Learn more about the secrets the banks are hiding from you:


Visit Our Other Sites:
Copyright © 2010 7StepsTo720. All rights reserved. Powered by WordPress
SpyCam Video
CB Scam Video
Steve vs. Credit - Round 1
Steve vs. Credit - Round 2