Credit Education Course

Right away. You should have already received an email from info@720CreditScore.com with your login information. The subject of this email is “720 Credit Score Login Details.” This email will direct you to a portal that contains all the lessons you need to raise your credit score to 720.

You can watch the videos at the speed that works for your schedule, just make sure you have completed your training within 6-months of this email (12-months for our Credit Rebuilder Clients).

Watch the first three videos... if that is all you can do, you can still rebuild your credit score to 720.

Absolutely.  Feel free to share your membership with your family.

Not much. Each video is about 3-8 minutes long. If you did nothing but watched the Welcome Video and implemented the action items from the first three videos of the regular series, your credit score would start to increase, and in 12 to 24 months, you will have a 720 credit score (this is assuming your credit is currently very poor).  This would require about one hour of your life to watch the videos and complete the action items. 

Credit Repair programs charge between $69-$119 per month for their service, and it doesn’t always work.  7 Steps is credit education, and if you follow these techniques, your credit score will go up every time.

Absolutely! My system works for every credit situation, especially for people with a bankruptcy, foreclosure, or other financial problem.  A bankruptcy will stay on your credit report for ten years, and a foreclosure will stay on for seven years. However, by going through our program, you will learn how to rebuild your credit score to 720 in as little as 12 to 24 months. This is years sooner than if you waited for the bankruptcy or foreclosure to fall off your credit report. And it’s five years faster for a foreclosure.

No! Save your money. We prefer that you don’t pull your credit report or buy your credit score until have reviewed the lesson about where to buy your score.  We do not want you to make the mistake of pulling your information from the wrong place. The program will teach you where to get the best credit report and credit score.

Most likely, this means that you have never been granted credit from a company that reports to the credit bureaus.  From a lender’s perspective, no credit is just as bad as poor credit, so you should start building your credit using the strategies we suggest in the videos.

Yes, our program will still work, and the good news is that your program will go up faster than people with a low credit score.

One of two things is likely going on:

1. You filled out the application wrong.
2. You qualify for a regular credit card, which is better than a secured credit card.

You can resolve either issue by calling the credit card company. Remember, a secured credit card requires you to pay a deposit that is equal to or greater than the balance, so you will never be denied due to a bad credit score.

In fact, secured credit cards are specifically designed for people with bad credit. You shouldn’t be denied, so if you are, something is fishy, and you should call the credit card company and ask for details.

The program can benefit someone with a good credit score in a few ways:

Millions of people have mistakes on their credit reports. In fact, almost half of credit card companies out there misreport information. This inaccurate info can cause your score to drop suddenly and drastically. Should an error ever creep onto your report, the course can help you identify and correct these errors right away.

This course helps build “deep roots” of credit.”  The deeper your roots, the more secure your score. You might have a 720 credit score, but if your roots aren’t deep, one blemish can make the score drop. On the other hand, if you have deep roots, your score won’t dip as drastically if you make one late payment.

Finally, you will have accurate information so that you can protect and maintain your score. We’ve learned that there are a lot of myths out there. People might do something like open joint accounts with their spouse, not recognizing that it could hurt their score. From a purely educational point of view, the benefit is that you will have and know the information so that you can apply the best strategy throughout your life.

In general, you should have a 720 credit score in 12 to 24 months, but this depends on what your score is right now, and how quickly you can implement the steps. 

If your score is currently 650, you will have a 720 credit score much faster than if you have a 500.  

If nothing else, make sure you watch the first three lessons.
Regardless, you will start saving money at each credit milestone. For instance, if your score is 550, you can refinance when your score hits 620, and again when it hits 680, and again when it hits 720 and 750.

720 is the lowest score you need to be considered a great borrower. Let me repeat: A 720 credit score is the lowest score you need to ensure great rates. By following this system, your credit score will eventually be at 750, 775, or over 800. This is ideal because it prevents your score from dropping due to an unforeseen event, like an error or accidental late payment.

Yes!  You will be invited to join our live question and answer sessions. Before each call, you will receive a reminder email containing the call-in information.

Get engaged, post a profile picture, watch every video and make comments!  

You have six months to complete the program or 12-months for our Credit Rebuilder clients.  That doesn’t mean you will have a 720 credit score in that time (although you may), however, if you take all the proper steps, you will be on your way to a 720 credit score.