Get Credit Report and Check for Costly Mistakes
April 14, 2025
Your credit report is like a financial report card—it tells lenders, landlords, and even potential employers how responsible you are…
Read More
Credit Card Debt Lawyer: When Legal Help Is Needed
April 14, 2025
With credit card debt in the U.S. soaring past $1.2 trillion and interest rates hovering around 22.8%, millions of Americans…
Read More
How to Improve Your Credit Score With Simple and Smart Steps
April 14, 2025
Your credit score isn’t just a random number—it’s the key to unlocking better financial opportunities. Whether you’re applying for a…
Read More
What Is My Credit Score and How Can I Improve It
April 12, 2025
Your credit score is like a financial report card—it tells lenders, landlords, and even employers how responsible you are with…
Read MoreHow to Improve Your Credit Score in 5 Easy Steps
July 28, 2021
There are a variety of reasons why you’d want to improve your credit score. You could be getting ready to…
Read MoreFeedback Please!
January 12, 2021
Of the 38,000 people who entered the $2,500 Amazon gift card giveaway, almost half said they would benefit from a…
Read More720 Credit Score Program Redo – 2019
July 30, 2019
If you were previously enrolled in our program and would like to take it again, please fill out your information…
Read MoreHow to rebuild credit without a secured card
June 11, 2018
I just got a call from Nancy in Indiana. Her question was: “I’ve gone through the program and know that my…
Read MoreWhy opening new credit cards can help your score
October 12, 2017
Often, people with bad credit think they should wipe their hands clean of credit. They figure that if all those…
Read MoreSurvey says consumers still confused about credit-scoring
September 23, 2017
A survey from NerdWallet and Harris Poll found that many Americans do not know the rules of credit scoring. Here…
Read MoreAverage credit score hits all-time high
August 19, 2017
Here is some good news for borrowers: The Wall Street Journal reported that the average FICO score is at an…
Read MoreCredit system changing July 1
August 5, 2017
As of July 1, tax liens and civil judgments will no longer impact a person’s credit score, as calculated by…
Read MoreYou never have to carry a balance
July 22, 2017
According to a survey from the financial website NerdWallet, nearly half of Americans (41 percent) think that a person has…
Read MoreHow credit impacts homeowner insurance
July 8, 2017
In many states, homeowners with fair credit pay about 36 percent more on their homeowner insurance rates than those with…
Read MoreRemoving a Bankruptcy From Your Credit Report
May 5, 2017
I host Question & Answer sessions for students who need help rebuilding their credit score. Removing a bankruptcy from a…
Read MoreErrors After Bankruptcy
October 20, 2016
About 50% of our post-bankruptcy clients have an error on their credit report and with these errors, your credit score will not…
Read MoreCredit Cards After Bankruptcy
October 20, 2016
The purpose of this blog post is to summarize Lesson 2 in our 7 Steps Program, which is the most important part of…
Read MorePay attention to #4 if you are married
September 23, 2016
When it comes to the number of credit cards in your wallet, there is a sweet spot that will provide…
Read MoreWhy “cash-only” is for the birds
June 3, 2016
Here is a big myth: It’s better to be a cash-only citizen and shred all your credit cards. The truth…
Read MoreCorrect Errors To Rebuild Your Credit Score
May 5, 2016
The first step to rebuilding your credit is getting a copy of your credit report. Yes, I know that’s an…
Read MoreThe Importance of Credit Card Balances and Active Credit Accounts
March 18, 2016
Why is your credit card balance important? Does it really matter? Should you use all your credit cards every month?…
Read MoreWhat You Should Know Before Closing Credit Card Accounts
March 3, 2016
After learning the difference between traditional, secured, subprime, retail and major credit cards, you may want to close one or…
Read MoreBankruptcy: Should You Consider This Option?
February 19, 2016
When overwhelmed by debt, why should bankruptcy be a consideration for a temporary financial meltdown? It shouldn’t be considered if…
Read MoreHow Your Credit Score Affects Your Future Job Application
September 11, 2015
Do you have a job? If your answer is yes, great! There’s no need to worry about your credit score.…
Read MoreOne, Two or Three: How Many Credit Cards Should You Have?
August 14, 2015
There is great debate over the number of credit cards a person needs for the best possible credit score. Some…
Read MoreHow Does a Collection Affect Your Credit Report?
July 7, 2015
When a financial meltdown occurs, you may not have the ability to pay your bills on time. Depending on the…
Read MoreWhat Should You do with Pre-Approved Card Credit Offers?
April 29, 2015
Thousands of pre-approved credit card offers arrive in the mail daily. Prime and sub-prime lenders mail these offers to increase…
Read MoreFour Steps to Qualify for a Loan
April 18, 2015
Building credit and qualifying for a loan is simple, if you know how to do it. For those who don’t…
Read MoreCredit Score Factors: What are They?
March 27, 2015
Most people do not understand the credit process or credit score factors, even though they have credit cards. In response…
Read More
Recent Comments