Blogs and Resources

Is the Sparrow Rewards Mastercard a Good Step Toward Rebuilding Credit After a Financial Meltdown?
Is the Sparrow Rewards Mastercard a Good Step Toward Rebuilding Credit After a Financial Meltdown?

Why Credit Cards Matter After a Financial Setback If you’ve gone through a tough financial time, the idea of opening…

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Does Klarna Affect Your Credit Score?
Does Klarna Affect Your Credit Score?

What Is Klarna? Klarna is a financial technology company that gives shoppers flexible ways to pay over time. Rather than…

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What a 677 Credit Score Really Means—And How to Level Up
What a 677 Credit Score Really Means—And How to Level Up

Is 677 a Good Credit Score? A 677 credit score is just below the U.S. national average, which hovers around…

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Does the Method for Calculating Credit Scores Seem Fair to You? Why or Why Not?
Does the Method for Calculating Credit Scores Seem Fair to You? Why or Why Not?

What Is the Method for Calculating Credit Scores? Before we can answer the big question—Does the method for calculating credit…

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How to File for Bankruptcy and Keep Your Car
How to File for Bankruptcy and Keep Your Car

Yes, You Can Usually Keep Your Car Before we dig into why you might want to replace your car, let’s…

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Is It Possible to Get Credit Cards After Bankruptcy?

Why Getting Credit Cards After Bankruptcy Is So Important To understand why it’s so important to get credit after bankruptcy,…

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Credit Hero Score: What It Is, How It’s Calculated, and Why It Might Look Different
Credit Hero Score: What It Is, How It’s Calculated, and Why It Might Look Different Than You Expect

Your Credit Score Isn’t a Fixed Number Here’s something that might surprise you: You don’t have a single credit score.…

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What Percentage of Young People (Age 18–24) Have Never Checked Their Credit Score? The Stats May Surprise You!

What Percentage of Young People (Age 18–24) Have Never Checked Their Credit Score? According to a recent study by LendingTree,…

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How Do Loan Terms Affect the Cost of Credit
How Do Loan Terms Affect the Cost of Credit?

The Basics: What Is a Loan Term? A loan term is simply the agreed-upon time period you have to repay…

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Blog Archives

Get Credit Report and Check for Costly Mistakes
Get Credit Report and Check for Costly Mistakes

To boost your score quickly, be sure to check out the Credit Rebuilder Program. You’ll get free access to our…

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Credit Card Debt Lawyer: When Legal Help Is Needed
Credit Card Debt Lawyer: When Legal Help Is Needed

What Is a Credit Card Debt Lawyer? A credit card debt lawyer is a legal expert who focuses on resolving…

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Improve Your Credit Score With Simple and Smart Steps
How to Improve Your Credit Score With Simple and Smart Steps

Understanding Your Credit Score: The Basics Your credit score is a three-digit number (typically ranging between 300 and 850) that…

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What Is My Credit Score and How Can I Improve It

What Is My Credit Score? The Basics Explained Your credit score is a three-digit number, typically between 300 and 850,…

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Father’s Day Next Sunday, by 720 Credit Score

As many of you know, there is nothing that excites me more than being a great Dad (and no, I’m…

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3 Credit Scams That Are Hurting Your Credit Score

The Credit and Debt Summit is exposing one credit scam after another. This time, credit expert Brian Diez exposed three…

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What if…, by 720 Credit Score

What if… today was THE day. Today was the day when you stopped worrying about that thing that has been…

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Super Bowl ticket give-a-way…

As you know, I’m a BIG fan of being a father, so naturally … I’m very involved with the National…

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Have You Been Scammed or Ripped Off? How to Get Help and Get The Problem Resolved

If you feel like a company you paid for a service has not delivered the best place to start to…

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Banking Scams: How Banks Are Legally Stealing Your Money and What You Can Do About It

The down economy has hurt more than just general public – banks are feeling the pinch as well. In an…

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Sands Tourism Sent Me Two Scratch Off Tickets and Say I'm a Winner. Is This a Scam? – Luena

“Dear Steve, I received an envelope thru my post office box, front of the envelope no name only our mailing…

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How to Get Business Credit

I learned a ton of great information from Tom Kish about how to get business credit during Week Two of…

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A Holiday, Charge-Card Reminder …

Just a quick reminder… Don’t get carried with your credit cards when shopping for holiday presents. Remember that one of…

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The tale of the envelope, by 720 Credit Score

With Christmas just a couple of weeks away, I wanted to share this tip for protecting your wallet when you…

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Refinancing mortgage and credit card debt

Scott, I have a question about rolling credit card debt into a home mortgage. If I have a current mortgage…

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Preventing the Holiday Department Store Credit Scam

Before the holidays are over, many consumers will charge an extra $600, $800, even $1,000 to their credit cards. Most…

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Are you a Father with a Daughter? Then, you will appreciate this….

As many of you know, I have four kids, all less than four years apart.  My wife Lily is a…

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Buying a Home With Bad Credit and No Money Down

From bird-dogging to seller financing, Carter Brown kicked off the Credit and Debt Summit with six strategies for buying a…

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If At First You Don't Succeed, Commit Fraud and Fail Again: Defrauding From Behind Bars

Three defendants have been sentenced to federal prison on charges of bank fraud and aggravated identity theft; one man committing…

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How to Fight a Collection Report

This letter asking for information about how to fight a collection account just came into my inbox: “I am currently…

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Bad Money Decisions, by 720 Credit Score

If you ever took a traditional economics course, you learned that human beings make rational decisions about their finances, and…

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