Blogs and Resources

Preventing holiday hangovers

December 6, 2013

Just a quick reminder… Don’t get carried away with your credit cards when shopping for holiday presents. Before the holidays…

“Cash Only” Is Dead Wrong, by 720 Credit Score

November 27, 2013

Many so-called experts say that you should adopt a cash-only policy and ignore credit cards. But here’s the truth… They…

Don’t make this mistake on Friday, by 720 Credit Score

November 22, 2013

Every year on Black Friday, a ton of consumers make a huge mistake that ends up hurting their credit scores…

When It Comes to Student Loans and Credit Scores, Know 10 Things (Part 2), by 720 Credit Score

November 15, 2013

In my last post, I told you the first five things you should know about student loans and credit scores.…

When It Comes to Student Loans and Credit Scores, Know 10 Things, by 720 Credit Score

November 8, 2013

When it comes to student loans and credit scores, there are ten facts you need to know… But before we…

How to Get Your Credit Limit Increased, by 720 Credit Score

November 2, 2013

A while back, a student of mine called into my one-on-one Q&A session with a problem: She’d unexpectedly had her…

If You Believe You Cannot Discharge Your Taxes During Bankruptcy, by 720 Credit Score

October 27, 2013

Most people believe that taxes cannot be discharged through a bankruptcy. And while this is true in most cases, there…

How to Remove a Bankruptcy From Your Credit Report

October 18, 2013

One of my readers recently asked me if there was a way to get her bankruptcy removed from her credit…

Does this make you angry?

October 10, 2013

I’m considering lobbying the government to close a huge loophole (that I frankly think is a scam), but before I…

The best way to pay off credit cards, by 720 Credit Score

October 4, 2013

A few weeks ago, I told you about my friend with $68,000 in credit card debt. For most of it,…

The important part of improving your score fast, by 720 Credit Score

October 4, 2013

If I had to choose one thing as the most important aspect for raising your score after a financial meltdown,…

Bankruptcy: It’s Not As Dirty As It Sounds

October 2, 2013

The truth is: Sometimes your credit score will be better off after declaring bankruptcy. And here’s why…If you are struggling…

What Should I Do About Collection Accounts?

October 2, 2013

Did you know that each time you make a payment on a credit collections account, your credit score could be…

Will My Spouse’s Bad Credit Hurt My Credit Score?

October 2, 2013

One of our readers recently sent us a great question: “If I marry someone who has declared bankruptcy this year,…

Marry Your Spouse, Not Their Credit Score

October 2, 2013

If you are getting married, you might be a little worried about how the marriage will affect your credit score,…

What Are the Credit Cards You Recommend for People With Good Credit?

October 2, 2013

We went out there and researched the best credit cards on the market, consider things like interest rates, rewards points,…

Did You Hear How Tony Raised His Credit Score in Three Months?

October 2, 2013

Every other week, I hold a question-and-answer session for the students in my credit-education program. Usually, I help people with…

What Is the Fastest Way to Build Credit?

October 2, 2013

Question: What is the fastest way to build credit? I am applying for a business loan, and I need to…

How Can I Get Credit Cards If My Credit Score Is Terrible?

October 2, 2013

If you have bad credit, it’s critical that you have and use three to five credit cards. The only way…

How Many Credit Cards Should I Have?

October 2, 2013

Question: “How many credit cards should I have if I want to earn the best possible credit score? I receive a…

What Should I Do If I’m Deeply in Debt?

October 2, 2013

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And…

Did You Hear How Tony Raised His Credit Score in Three Months, by 720 Credit Score

September 28, 2013

Every other week, I hold a question-and-answer session for the students in my credit-education program. Usually, I help people with…

The Faces of Identity Theft

September 26, 2013

About 80 percent of people have errors on their credit reports, and many of these are a result of identity…

The Credit Card Companies’ Dirty Little Secret

September 26, 2013

People already know that bankruptcies, foreclosures, repossessions, and collections will hurt their credit scores. And it’s no big secret that late…

For my 720 family, by 720 Credit Score

September 26, 2013

I have some opportunities for entrepreneurs, and I have a few congratulations for you… First the opportunities: A close friend…

Protecting Yourself From Common Bankruptcy Scams

September 23, 2013

If you are facing the pressure of mounting bills, creditors calling your home all day, and compounding interest payments pulling…

What to Do if You Can’t Stop Worrying About Your Bills, by 720 Credit Score

September 20, 2013

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And…

My Wife Won’t Sleep in Our House, by 720 Credit Score

September 13, 2013

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking…

My Wife Won’t Sleep in Our House, by 720 Credit Score

September 13, 2013

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking…

In and Of Itself, a Credit Score Is Meaningless, by 720 Credit Score

September 12, 2013

I know how weird it might seem to some people that my credit emails and my blog are oftentimes about…

Catherine S

19:14 17 Aug 21

I was so alone going thru bankruptcy and Phillip made me feel better. He felt my pain in a genuine manner and helped me tremendously!! I must admit I did falter a little a year ago but am back on track and my credit score is getting into the 700's. They are a great bunch....Phillip is wonderful. I recommend them highly.

Ron Ronnie C Catronio

15:01 03 Aug 21

Extremely helpful and thorough. This firm is OUTSTANDING. They care they c contribute and they are exceptional. 1000% recommend them.

Tammy S Catterton

16:29 17 Aug 21

I have awesome way to help with your credit score with Philip helping you. He a great speaker on it. He will do his best for your needs on your credit score

Laura Shepherd

14:43 03 Aug 21

Here is my Story : In 2009 I was late on my mortgage and over 50K in debt . My home was foreclosed on . I hung on trying to make payments on the cc debt to no avail. Over the next few years, I tried myself and also lost hundreds of dollars on companies that claimed to be able to clean up my credit they were no help at all . In 2012 , my wages were being garnished and I was getting calls and letters from collectors daily . I finally declared bankruptcy , my lawyer included membership in 720 Credit Score course. I followed it to the letter. I am now 10 yrs out and my current credit score is 750 + consistently , I have not had a late payment on a card or loan , I own my own home and 2 rental properties . My credit utilization is under 7% monthly and I have 6 months of emergency funds in the bank. My mortgage is under 3% and I bought a new car last year with 0% financing for 5 yearsPlease take this course it is the best thing you can do for yourself and your finances !!!!Thank you Mr.Tirone and 720CreditScore. com

Belinda Gladden

15:46 03 Aug 21

Awesomeness Program this has been the best of best decision l made to finally live the pursuit of happiness to towards better credit in the world, with excellence towards supporting help that' will come with great support from 720CreditScore.com.Thank you!Belinda

Dennis Dooge

15:43 08 Sep 21

The more I deal with them the more I'm impressed I am.I got a good deal with an outstanding staff and their idea of what a good business is.

Kim Peterson

16:41 09 Nov 21

This program helped me tremendously. After my bankruptcy was discharged, my attorney recommended and referred me to the program to get me started on the road to recovery after bankruptcy. I followed all the steps in the program and it’s not only helped my credit improve, but I’ve learned a lot about credit itself. It’s only been 8 months since my discharge, but my credit score has gone from 640 to 725 by following this program. I recommend this program to everyone, from those who went through bankruptcy to anyone who needs a lesson in credit management. Excellent program.

Terry Jordan

17:25 09 Nov 21

I truly am grateful to the program it has educated me on areas of credit I was not aware of in my 50 years of living. I would definitely recommend it to others to educate, and refresh others about credit worthiness.

Brent Dell

17:01 16 Nov 21

From the start, every contact was perfect, never put on hold, spoke with a very knowledgeable representative, they kept everything that is very intimidating to me very easy assuring me that it'll be ok. The app was so easy it was bullet proof.

Magen Boland

19:04 31 Oct 21

The things I have learned with this program have helped emensely! I raised my husband's credit score 87 points in less than 3 months and it just keeps going up. I have raised mine 70 points in the same amount of time. I have learned so much, and I'm so grateful! I highly recommend for anyone who is starting over, starting out, or just needs to learn the process of credit scores!

Ben Mansell

19:39 01 Feb 22

Awsome road map to building an excellent credit profile. I have been implementing the steps and following the advice and recently had my score go up 80 points !! I'm not done yet . I'm still on the the road map. It's easy to follow because it's all mapped out for you and it really works. You just need to be committed and stay the coarse . Thank you

Paul

20:13 07 Mar 22

If you really want to rebuild your credit with an easy steps to take that are actionable and deliver results, I highly recommend 720 Creditscore. It has transformed our lives, from cars, homes and all types of indirect savings by building a good credit score!

Kim Andrews

05:55 15 Dec 21

Excellent program, and if you know of anyone wanting to improve their credit score and get educated 720 is the place to go. Philip is very professional, caring and knowledgeable. Quick and efficient customer service and you get your money's worth. Highly recommend.

Elaine Gilmore (Red)

16:27 07 Feb 22

I like the way 720CreditScore works with me. They are kind and always have an open mind. Watching the zoom classes has giving me an "Up Beat" feeling. I have learned so much listening to other people who have or going through what I have. The introduction site got me starting to look at the way I use my money. Great lessons. Thank you so much.Elaine Gilmore

Theresa Grove

13:37 02 Mar 22

Great program I can't express how much this program has helped me if you follow the program you can't go wrong

Sharon Elle

20:13 05 Jan 23

After my bankruptcy was discharged, my lawyer included this amazing service to follow up with after and I’ve learned so much! I truly wish I knew about this service 10+ years ago! I’m already doing much better financially, thanks to this program and my credit score literally jumped 56 points within the first month. Highly recommend it!

Meredith Scott

11:04 03 Dec 22

Since, I've been in the program my score has gone up to over 700 in the last 12 months. I am very excited to continue working towards my goal of rebuilding my credit. Thanks to 720creditscore there's a light at the end of the tunnel.

Robin Sims

21:42 04 Oct 22

I have been busy working a lot because my rent went up. Although I can't thank my Lawyer Mr. Goff enough for not just helping me out but being understanding also. Nothing wrong with starting over. Thanks a million Mr. Goff

Emmett Hartsfield

08:44 16 Jan 23

Thought it was the end to ever owning again. I am not going to say it has easy, but it can happen. This course will help to get you back on the road.

Trish

03:56 30 Nov 22

Great tool to improve your financial wellness! The more you know, the better you become at managing your finances.