Blogs and Resources

Teaching Kids About Credit Scores, by 720 Credit Score

Last week, I sent part one of my back-to-school credit tip. I told you my “crazy plan” for helping your…

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A back-to-school credit lesson, by 720 Credit Score

My two oldest kids started school this week, and it reminded me that this is a good time for a…

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An Answer To John’s Question… by 720 Credit Score

Sometimes, I hear from people who are drowning in debt. They just don’t know what to do to get themselves…

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A three-for-one, by 720 Credit Score

The best thing a person can do to increase his or her credit score? Reduce credit card debt. Aside from…

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Tip – ID fraud and smartphones, by 720 Credit Score

I recently read that smartphone owners experience a greater incidence of fraud and identity theft, and here’s why… About 32…

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Father’s Day Next Sunday, by 720 Credit Score

As many of you know, there is nothing that excites me more than being a great Dad (and no, I’m…

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The Consumer Score Hoax

An Additional Resource Exclusively for Students of the 720 Credit Challenge … Every time I hear one of those catchy…

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The Secret to Using Installment Loans to Raise Your Credit Score, by 720 Credit Score

I always tell people that one of the best ways to get a great credit score is to have an…

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When Buying Your Credit Score, by 720 Credit Score

Happy Mothers Day to all Moms! Those “free credit score” jingles are like nails on a chalkboard to me. See—they…

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Marry Your Spouse, But Not Their Credit Score, by 720 Credit Score

If you are getting married, you might be a little worried about how the marriage will affect your credit score,…

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2:53 second recording, by 720 Credit Score

I just got off the phone with a client that was not applying for certain jobs becuase she knew that…

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Bankruptcy Isn’t As Dirty as It Sounds, by 720 Credit Score

I’ve written a few posts about bankruptcy lately, but it occurred to me that I should explain what happens to…

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For People Who Want to Raise Their Credit Score… and PRONTO, by 720 Credit Score

This is one of the tricks for raising credit scores that most people don’t know about … It’s calling “authorized…

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60 Minutes Exposes The Truth About The Bureaus, by 720 Credit Score

Did you see the horrifying 60-Minutes special on how you have been a victim of the credit-scoring bureaus? Even if…

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Protecting Your Retirement and Savings Accounts, by 720 Credit Score

From time-to-time, I give tips that extend beyond the subject of how to build credit and how to have a…

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Ignore the “VantageScore,” by 720 Credit Score

There’s a lot of talk about the new scoring model called VantageScore. Proponents say that it will boost your score…

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The Most Irritating Part About Building a 720 Credit Score, by 720 Credit Score

Perhaps the most difficult part of trying to build your credit score to 720 is tackling collection accounts. But tax…

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Most Importnat Part of Yesterday's Call, by 720 Credit Score

For those of you who missed the Q&A call yesterday, here was a common theme that I want everyone to…

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2 things you should know first…, by 720 Credit Score

One of the most frequently asked questions about credit is this: Can I raise my credit score by paying off…

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The First Thing You Should Do to Correct an Error and Build Your Credit Score, by 720 Credit Score

If you want to learn how to build credit and raise your credit score, you simply must pull it. I’m…

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Should I Close My Credit Card Accounts? By 720 Credit Score

As part of my commitment to providing free credit education, I regularly answer frequently asked questions and offer credit repair…

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How Does Bankruptcy Affect Getting Life Insurance?

Going through bankruptcy is a difficult thing for anyone. While it might be important when creditors are becoming a serious…

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The 3-Minute Audio, by 720 Credit Score

If you have any concerns about your finances at all, sit back and listen to this 3-minute audio. After you…

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Two Things You Should Know Before Paying Your Credit Card Balance, by 720 Credit Score

If you want to know how to raise your credit score by paying off debt, you should know two things:…

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Three Doable Tips for Improving Your Financial Situation, by 720 Credit Score

Why make it more complicated than it needs to be? If your financial or credit situation is chaotic, you probably…

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What if…, by 720 Credit Score

What if… today was THE day. Today was the day when you stopped worrying about that thing that has been…

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The tale of the envelope, by 720 Credit Score

With Christmas just a couple of weeks away, I wanted to share this tip for protecting your wallet when you…

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How to Fight a Collection Report

This letter asking for information about how to fight a collection account just came into my inbox: “I am currently…

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Bad Money Decisions, by 720 Credit Score

If you ever took a traditional economics course, you learned that human beings make rational decisions about their finances, and…

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Just Say “No” to Retail Store Credit Cards, by 720 Credit Score

It’s that time of year where I have to issue my big warning: Steer clear of retail store credit cards!…

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