Blogs and Resources

How to Build Credit from Scratch

March 14, 2021

When you’re faced with the situation of having no credit, you might be surprised at how creditors treat you. It…

2 things you should know first…, by 720 Credit Score

March 7, 2021

One of the most frequently asked questions about credit is this: Can I raise my credit score by paying off…

How to Improve Your Credit Score in 5 Easy Steps

March 7, 2021

There are a variety of reasons why you’d want to improve your credit score. You could be getting ready to…

20 Keys To Financial Success

March 4, 2021

Your money and what you do with are very personal matters. If managed wisely, your money can lead you down…

My wife is going to shoot me…

March 4, 2021

Sometimes, people wonder whether I really read all the comments on my blog. I do … … even when I…

The Secret to Personal Wealth Through Time Management

March 3, 2021

You’d be hard pressed to find someone who hasn’t heard the familiar saying, “time is money.” We all know it’s…

Best Finance iPhone Apps

March 2, 2021

Sometimes all we need to keep track of our personal finances is a little convenience and information whenever and wherever…

The Truth About Closing Credit Card Accounts

March 1, 2021

When you’re in over your head or you’ve had a bad experience with something, your natural reaction is pretty much…

The First Thing You Should Do to Correct an Error and Build Your Credit Score, by 720 Credit Score

February 28, 2021

If you want to learn how to build credit and raise your credit score, you simply must pull it. I’m…

Build Credit: The Three Keys to Creating Good Debt

February 28, 2021

At first glance, the words “good” and “debt” don’t seem to be a symbiotic match, but there are indeed some…

Lily Tirone and I hauled 3 kids through security…

February 26, 2021

Would I rather be glad I bought the latest iPhone, or be glad I saved money for a vacation so…

Build Credit: Debunking the Lower Credit Limits Myth

February 23, 2021

Similar to the belief that no credit equals good credit, having lower limits can actually be extremely harmful to your…

Marriage and Credit: Join Lives, not Accounts!

February 21, 2021

Most people approach marriage and credit with a one-for-all, all-for-one attitude. They open joint credit cards, apply for car loans…

Build Credit: The Truth About Living Debt Free

February 21, 2021

For a lot of people, living with credit card debt is simply a way of life. We have all heard…

Getting Unstuck

February 20, 2021

Over the last months we’ve asked you to share your stories of credit and personal finance. Well, I now have…

The Best Places to Buy Used

February 19, 2021

Having extra money to put towards bills or savings is always a great feeling. It’s even better when you’re able…

Two days of crying…

February 19, 2021

I want to ask you a question that could solve your financial, credit, and debt problems … But first, a…

Bad Credit: Improving Your Credit Score Through Secured Credit Cards

February 18, 2021

For many people who’ve experienced financial issue getting credit in order to build your credit back up can become a…

10 Tips for Being Dollar Store Savvy

February 17, 2021

The dollar store can feel like a frugal shopper’s dream come true. Everything is one set price, so there’s no…

Top 3 Cures for a Low Credit Score

February 16, 2021

A low credit score is bad news, particularly if you are trying to renegotiate the terms of a loan, applying…

Build Credit: The 30% Rule – Making Sense of Utilization Rates

February 16, 2021

What do you think is better? Having only one credit card that is near it’s credit limit that you pay…

20 Everyday Ways to Save Money

February 15, 2021

Want to have some extra cash around? Frugal spenders have long known that it isn’t always saving on big-ticket items…

Hey Parents! Teach Your Kids About Credit

February 14, 2021

Unless parents decide to make a concerted effort to begin teaching children about credit, our nation’s children might become victims…

How to Get a College Education for Free

February 14, 2021

An education is an investment in yourself that, if used properly, will always pay for itself many times over. It’s…

12 Rewarding Alternatives to Retail Therapy

February 12, 2021

There’s nothing quite like the rush of getting something new, especially if it’s something you’ve wanted for a while. In…

Build Credit: Debunking the No Credit Equals Good Credit Myth

February 11, 2021

Credit is a tricky subject. Everyone thinks they know the right thing to do, and everyone seems to be an…

Here’s a Quick Way to Save $2500 a Year on Groceries

February 10, 2021

One of the biggest monthly expenses for most families is the cost of food. Other than your house payment or…

Bad Credit: The Truth About Rent-to-Own Stores

February 9, 2021

It can seem so easy – get a 250GB Compaq laptop, a 42-inch JVC 1080p LCD flat panel TV and…

Build Credit: 10 Best Websites For Frugal Living

February 8, 2021

Creating personal wealth isn’t always about making more money. Sometimes it’s about spending less or spending smart as well. That’s…

Do You Make These 3 Credit Card Mistakes?

February 7, 2021

Credit is a modern convenience that many of us could not live without. It allows us to buy things that…

Catherine S

19:14 17 Aug 21

I was so alone going thru bankruptcy and Phillip made me feel better. He felt my pain in a genuine manner and helped me tremendously!! I must admit I did falter a little a year ago but am back on track and my credit score is getting into the 700's. They are a great bunch....Phillip is wonderful. I recommend them highly.

Ron Ronnie C Catronio

15:01 03 Aug 21

Extremely helpful and thorough. This firm is OUTSTANDING. They care they c contribute and they are exceptional. 1000% recommend them.

Tammy S Catterton

16:29 17 Aug 21

I have awesome way to help with your credit score with Philip helping you. He a great speaker on it. He will do his best for your needs on your credit score

Laura Shepherd

14:43 03 Aug 21

Here is my Story : In 2009 I was late on my mortgage and over 50K in debt . My home was foreclosed on . I hung on trying to make payments on the cc debt to no avail. Over the next few years, I tried myself and also lost hundreds of dollars on companies that claimed to be able to clean up my credit they were no help at all . In 2012 , my wages were being garnished and I was getting calls and letters from collectors daily . I finally declared bankruptcy , my lawyer included membership in 720 Credit Score course. I followed it to the letter. I am now 10 yrs out and my current credit score is 750 + consistently , I have not had a late payment on a card or loan , I own my own home and 2 rental properties . My credit utilization is under 7% monthly and I have 6 months of emergency funds in the bank. My mortgage is under 3% and I bought a new car last year with 0% financing for 5 yearsPlease take this course it is the best thing you can do for yourself and your finances !!!!Thank you Mr.Tirone and 720CreditScore. com

Belinda Gladden

15:46 03 Aug 21

Awesomeness Program this has been the best of best decision l made to finally live the pursuit of happiness to towards better credit in the world, with excellence towards supporting help that' will come with great support from 720CreditScore.com.Thank you!Belinda

Dennis Dooge

15:43 08 Sep 21

The more I deal with them the more I'm impressed I am.I got a good deal with an outstanding staff and their idea of what a good business is.

Kim Peterson

16:41 09 Nov 21

This program helped me tremendously. After my bankruptcy was discharged, my attorney recommended and referred me to the program to get me started on the road to recovery after bankruptcy. I followed all the steps in the program and it’s not only helped my credit improve, but I’ve learned a lot about credit itself. It’s only been 8 months since my discharge, but my credit score has gone from 640 to 725 by following this program. I recommend this program to everyone, from those who went through bankruptcy to anyone who needs a lesson in credit management. Excellent program.

Terry Jordan

17:25 09 Nov 21

I truly am grateful to the program it has educated me on areas of credit I was not aware of in my 50 years of living. I would definitely recommend it to others to educate, and refresh others about credit worthiness.

Brent Dell

17:01 16 Nov 21

From the start, every contact was perfect, never put on hold, spoke with a very knowledgeable representative, they kept everything that is very intimidating to me very easy assuring me that it'll be ok. The app was so easy it was bullet proof.

Magen Boland

19:04 31 Oct 21

The things I have learned with this program have helped emensely! I raised my husband's credit score 87 points in less than 3 months and it just keeps going up. I have raised mine 70 points in the same amount of time. I have learned so much, and I'm so grateful! I highly recommend for anyone who is starting over, starting out, or just needs to learn the process of credit scores!

Ben Mansell

19:39 01 Feb 22

Awsome road map to building an excellent credit profile. I have been implementing the steps and following the advice and recently had my score go up 80 points !! I'm not done yet . I'm still on the the road map. It's easy to follow because it's all mapped out for you and it really works. You just need to be committed and stay the coarse . Thank you

Paul

20:13 07 Mar 22

If you really want to rebuild your credit with an easy steps to take that are actionable and deliver results, I highly recommend 720 Creditscore. It has transformed our lives, from cars, homes and all types of indirect savings by building a good credit score!

Kim Andrews

05:55 15 Dec 21

Excellent program, and if you know of anyone wanting to improve their credit score and get educated 720 is the place to go. Philip is very professional, caring and knowledgeable. Quick and efficient customer service and you get your money's worth. Highly recommend.

Elaine Gilmore (Red)

16:27 07 Feb 22

I like the way 720CreditScore works with me. They are kind and always have an open mind. Watching the zoom classes has giving me an "Up Beat" feeling. I have learned so much listening to other people who have or going through what I have. The introduction site got me starting to look at the way I use my money. Great lessons. Thank you so much.Elaine Gilmore

Theresa Grove

13:37 02 Mar 22

Great program I can't express how much this program has helped me if you follow the program you can't go wrong

Sharon Elle

20:13 05 Jan 23

After my bankruptcy was discharged, my lawyer included this amazing service to follow up with after and I’ve learned so much! I truly wish I knew about this service 10+ years ago! I’m already doing much better financially, thanks to this program and my credit score literally jumped 56 points within the first month. Highly recommend it!

Meredith Scott

11:04 03 Dec 22

Since, I've been in the program my score has gone up to over 700 in the last 12 months. I am very excited to continue working towards my goal of rebuilding my credit. Thanks to 720creditscore there's a light at the end of the tunnel.

Robin Sims

21:42 04 Oct 22

I have been busy working a lot because my rent went up. Although I can't thank my Lawyer Mr. Goff enough for not just helping me out but being understanding also. Nothing wrong with starting over. Thanks a million Mr. Goff

Emmett Hartsfield

08:44 16 Jan 23

Thought it was the end to ever owning again. I am not going to say it has easy, but it can happen. This course will help to get you back on the road.

Trish

03:56 30 Nov 22

Great tool to improve your financial wellness! The more you know, the better you become at managing your finances.