Blogs and Resources

Get the Best Car Loan and Avoid Credit Problems at the Dealership

June 11, 2021

A lot of car buyers hoping to get the best car loan have had embarrassing experiences at the dealership. The…

Teaching Children About Credit: Step One

June 10, 2021

Last week, I told you that I had a “crazy” plan for teaching children about credit. And I explained that…

A joke and a coin…

June 9, 2021

“When I was a boy of fourteen, my father was so ignorant I could hardly stand to have the old…

Teaching Children About Credit: An Introduction

June 6, 2021

I’m about to say something about teaching children about credit cards. And you are probably going to think I’m crazy.…

Credit-Scoring Myths

June 3, 2021

Credit-Scoring Myth #1: If I avoid credit, I’ll have a great score. Fact: Though shunning credit cards and loans might…

The dinner question…

June 1, 2021

I recently turned “the big 4-0,” and at my dinner party, we all took turns answering a question… Over the…

The Consumer Score Hoax

May 30, 2021

An Additional Resource Exclusively for Students of the 720 Credit Challenge … Every time I hear one of those catchy…

The Faces of Identity Theft

May 26, 2021

About 80 percent of people have errors on their credit reports, and many of these are a result of identity…

Are you living in survivor-land?

May 25, 2021

I can’t stop thinking about something my powerhouse friend Dave McLurg said… (Dave has a brilliant business mind and is…

The Secret to Using Installment Loans to Raise Your Credit Score, by 720 Credit Score

May 24, 2021

I always tell people that one of the best ways to get a great credit score is to have an…

Credit-Scoring Factor #1: Payment History

May 19, 2021

In my book about how to build credit, 7 Steps to a 720 Credit Score, I remind readers that a…

Build Your Credit Score in Five Minutes

May 18, 2021

Want to know how to build your credit score in just five minutes? I’ve got an easy tip that you…

Lou Holtz has 3 questions for you…

May 18, 2021

These three questions are the “catch-all” questions for everything… for parenting your children, for handling your finances, for making professional…

Credit Inquiries Won’t Hurt, As Long As …

May 15, 2021

“But Phil,” my client was saying, “I don’t want to pull my credit report. Won’t that hurt my credit score…

A letter to my mom…

May 13, 2021

Dear Mom, When I think back to my childhood, one memory in particular still makes my eyes well up with…

How to Qualify for a Loan

May 12, 2021

In today’s rough environment, knowing how to build credit isn’t enough if you want to also know how to qualify…

When Buying Your Credit Score, by 720 Credit Score

May 10, 2021

Happy Mothers Day to all Moms! Those “free credit score” jingles are like nails on a chalkboard to me. See—they…

Key Considerations About Divorce and Credit

May 6, 2021

While divorce often causes a person to take inventory, many people forget the implications of divorce and credit. Many married…

I messed up…

May 4, 2021

Sometimes, all you have to do is ask. This is one of the major themes of my credit course. If…

I’m a big failure…

April 27, 2021

It’s true. I’ve written about being a failure here. And guess what? My list of non-accomplishments grows longer and longer…

Marry Your Spouse, But Not Their Credit Score, by 720 Credit Score

April 26, 2021

If you are getting married, you might be a little worried about how the marriage will affect your credit score,…

What Are the Credit Score Factors?

April 22, 2021

Question: What exactly are all the credit score factors I should consider when learning how to build credit? Philip Tirone’s…

2:53 second recording, by 720 Credit Score

April 19, 2021

I just got off the phone with a client that was not applying for certain jobs becuase she knew that…

A dirty business…

April 18, 2021

I’m talking about my business. It’s an ugly, tough, dirty one. Despite the fact that a lot of people desperately…

Give Your Testimonial for a Chance to Win $500

April 16, 2021

As you know, I love receiving testimonials from my happy and satisfied clients. So for fun, I have decided to…

Bankruptcy Isn’t As Dirty as It Sounds, by 720 Credit Score

April 13, 2021

I’ve written a few posts about bankruptcy lately, but it occurred to me that I should explain what happens to…

Collections on Credit Report

April 12, 2021

Among the most-asked questions about credit scores is this: What do I do about my credit score if I have…

Is your car a filthy mess?

April 6, 2021

How about your home? Your office? Your yard? I’m a little embarrassed to say “yes, yes, yes, and yes.” Or,…

Closing Credit Card Accounts

April 5, 2021

As part of your plan for learning how to build credit, you might wonder if you should start closing credit…

For People Who Want to Raise Their Credit Score… and PRONTO, by 720 Credit Score

April 5, 2021

This is one of the tricks for raising credit scores that most people don’t know about … It’s calling “authorized…

Catherine S

19:14 17 Aug 21

I was so alone going thru bankruptcy and Phillip made me feel better. He felt my pain in a genuine manner and helped me tremendously!! I must admit I did falter a little a year ago but am back on track and my credit score is getting into the 700's. They are a great bunch....Phillip is wonderful. I recommend them highly.

Ron Ronnie C Catronio

15:01 03 Aug 21

Extremely helpful and thorough. This firm is OUTSTANDING. They care they c contribute and they are exceptional. 1000% recommend them.

Tammy S Catterton

16:29 17 Aug 21

I have awesome way to help with your credit score with Philip helping you. He a great speaker on it. He will do his best for your needs on your credit score

Laura Shepherd

14:43 03 Aug 21

Here is my Story : In 2009 I was late on my mortgage and over 50K in debt . My home was foreclosed on . I hung on trying to make payments on the cc debt to no avail. Over the next few years, I tried myself and also lost hundreds of dollars on companies that claimed to be able to clean up my credit they were no help at all . In 2012 , my wages were being garnished and I was getting calls and letters from collectors daily . I finally declared bankruptcy , my lawyer included membership in 720 Credit Score course. I followed it to the letter. I am now 10 yrs out and my current credit score is 750 + consistently , I have not had a late payment on a card or loan , I own my own home and 2 rental properties . My credit utilization is under 7% monthly and I have 6 months of emergency funds in the bank. My mortgage is under 3% and I bought a new car last year with 0% financing for 5 yearsPlease take this course it is the best thing you can do for yourself and your finances !!!!Thank you Mr.Tirone and 720CreditScore. com

Belinda Gladden

15:46 03 Aug 21

Awesomeness Program this has been the best of best decision l made to finally live the pursuit of happiness to towards better credit in the world, with excellence towards supporting help that' will come with great support from 720CreditScore.com.Thank you!Belinda

Dennis Dooge

15:43 08 Sep 21

The more I deal with them the more I'm impressed I am.I got a good deal with an outstanding staff and their idea of what a good business is.

Kim Peterson

16:41 09 Nov 21

This program helped me tremendously. After my bankruptcy was discharged, my attorney recommended and referred me to the program to get me started on the road to recovery after bankruptcy. I followed all the steps in the program and it’s not only helped my credit improve, but I’ve learned a lot about credit itself. It’s only been 8 months since my discharge, but my credit score has gone from 640 to 725 by following this program. I recommend this program to everyone, from those who went through bankruptcy to anyone who needs a lesson in credit management. Excellent program.

Terry Jordan

17:25 09 Nov 21

I truly am grateful to the program it has educated me on areas of credit I was not aware of in my 50 years of living. I would definitely recommend it to others to educate, and refresh others about credit worthiness.

Brent Dell

17:01 16 Nov 21

From the start, every contact was perfect, never put on hold, spoke with a very knowledgeable representative, they kept everything that is very intimidating to me very easy assuring me that it'll be ok. The app was so easy it was bullet proof.

Magen Boland

19:04 31 Oct 21

The things I have learned with this program have helped emensely! I raised my husband's credit score 87 points in less than 3 months and it just keeps going up. I have raised mine 70 points in the same amount of time. I have learned so much, and I'm so grateful! I highly recommend for anyone who is starting over, starting out, or just needs to learn the process of credit scores!

Ben Mansell

19:39 01 Feb 22

Awsome road map to building an excellent credit profile. I have been implementing the steps and following the advice and recently had my score go up 80 points !! I'm not done yet . I'm still on the the road map. It's easy to follow because it's all mapped out for you and it really works. You just need to be committed and stay the coarse . Thank you

Paul

20:13 07 Mar 22

If you really want to rebuild your credit with an easy steps to take that are actionable and deliver results, I highly recommend 720 Creditscore. It has transformed our lives, from cars, homes and all types of indirect savings by building a good credit score!

Kim Andrews

05:55 15 Dec 21

Excellent program, and if you know of anyone wanting to improve their credit score and get educated 720 is the place to go. Philip is very professional, caring and knowledgeable. Quick and efficient customer service and you get your money's worth. Highly recommend.

Elaine Gilmore (Red)

16:27 07 Feb 22

I like the way 720CreditScore works with me. They are kind and always have an open mind. Watching the zoom classes has giving me an "Up Beat" feeling. I have learned so much listening to other people who have or going through what I have. The introduction site got me starting to look at the way I use my money. Great lessons. Thank you so much.Elaine Gilmore

Theresa Grove

13:37 02 Mar 22

Great program I can't express how much this program has helped me if you follow the program you can't go wrong

Sharon Elle

20:13 05 Jan 23

After my bankruptcy was discharged, my lawyer included this amazing service to follow up with after and I’ve learned so much! I truly wish I knew about this service 10+ years ago! I’m already doing much better financially, thanks to this program and my credit score literally jumped 56 points within the first month. Highly recommend it!

Meredith Scott

11:04 03 Dec 22

Since, I've been in the program my score has gone up to over 700 in the last 12 months. I am very excited to continue working towards my goal of rebuilding my credit. Thanks to 720creditscore there's a light at the end of the tunnel.

Robin Sims

21:42 04 Oct 22

I have been busy working a lot because my rent went up. Although I can't thank my Lawyer Mr. Goff enough for not just helping me out but being understanding also. Nothing wrong with starting over. Thanks a million Mr. Goff

Emmett Hartsfield

08:44 16 Jan 23

Thought it was the end to ever owning again. I am not going to say it has easy, but it can happen. This course will help to get you back on the road.

Trish

03:56 30 Nov 22

Great tool to improve your financial wellness! The more you know, the better you become at managing your finances.