Blogs and Resources

Divorce and Credit … Read this NOW!

The other week, I got an email that made me cringe. The email was from a man had just been…

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Credit Score = Your Financial Reputation, How Much Are You Losing?

Whenever I was in basic training, each recruit, each private was assigned their own roster number. That roster number was…

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Your Identity Theft Stories….

Please post them here… so we can all learn from each other! Include as much information as possible: 1) What…

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Debt Settlement Scams- 10 Stupid and Simple Ways to Get Burned

Over the past few years I have heard non-stop stories from consumers who were taken for costly rides by debt…

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Royalty Resource Network Named in Advanced Fee Loan Deception

Consumers in West Virginia are being warned, by their Attorney General Darrell McGraw, about a scam that offers the promise…

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Grandparent Scam Strikes Again

Put yourself in the shoes of a caring Grandmother. Let’s say one day you receive a call from your grandson…

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Married or Engaged? Here's the 411.

One of my readers recently sent me a great question: “If I marry someone who has declared bankruptcy this year,…

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10-Minute Pocket Guide to Build Credit: A Free Report

Want a crash-course in how to build credit? Then review this “10-Minute Pocket Guide” every six months or so. I…

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Google+, Better Social Media

Did you hear that Facebook’s rival is in town? As I’m sure some of you know, Google released a new…

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Cash-Only Is Dead Wrong

Many so-called experts say that if you want to build credit, you should adopt a cash-only policy. But here’s the…

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Quick Credit Tip: Become an Authorized User

Learning how to become an authorized user on a credit card is a strong and quick strategy for building your…

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Teaching Children About Credit: Step Two

Last week, I told you Step One of my plan for teaching children about credit. This week, we’ll talk about…

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Teaching Children About Credit: Step One

Last week, I told you that I had a “crazy” plan for teaching children about credit. And I explained that…

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Teaching Children About Credit: An Introduction

I’m about to say something about teaching children about credit cards. And you are probably going to think I’m crazy.…

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Build Your Credit Score in Five Minutes

Want to know how to build your credit score in just five minutes? I’ve got an easy tip that you…

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Credit Inquiries Won’t Hurt, As Long As …

“But Phil,” my client was saying, “I don’t want to pull my credit report. Won’t that hurt my credit score…

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Bankruptcy Options, James Montgomery

Listen to this interview to learn some great information on what to do when you are considering bankruptcy.

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7 Ways to Live the Good Life on a Budget

Let’s face it, if you’re being honest, you really want more money. However, you don’t want it simply for the…

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Retail Store Credit Cards: How Many = Too Many?

“Would you like to save 10 percent on your purchase today by applying for a retail store credit card?” Does…

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How to Build Credit from Scratch

When you’re faced with the situation of having no credit, you might be surprised at how creditors treat you. It…

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How to Improve Your Credit Score in 5 Easy Steps

There are a variety of reasons why you’d want to improve your credit score. You could be getting ready to…

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20 Keys To Financial Success

Your money and what you do with are very personal matters. If managed wisely, your money can lead you down…

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The Secret to Personal Wealth Through Time Management

You’d be hard pressed to find someone who hasn’t heard the familiar saying, “time is money.” We all know it’s…

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Best Finance iPhone Apps

Sometimes all we need to keep track of our personal finances is a little convenience and information whenever and wherever…

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The Truth About Closing Credit Card Accounts

When you’re in over your head or you’ve had a bad experience with something, your natural reaction is pretty much…

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Build Credit: The Three Keys to Creating Good Debt

At first glance, the words “good” and “debt” don’t seem to be a symbiotic match, but there are indeed some…

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Build Credit: Debunking the Lower Credit Limits Myth

Similar to the belief that no credit equals good credit, having lower limits can actually be extremely harmful to your…

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Marriage and Credit: Join Lives, not Accounts!

Most people approach marriage and credit with a one-for-all, all-for-one attitude. They open joint credit cards, apply for car loans…

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Build Credit: The Truth About Living Debt Free

For a lot of people, living with credit card debt is simply a way of life. We have all heard…

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Getting Unstuck

Over the last months we’ve asked you to share your stories of credit and personal finance. Well, I now have…

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