Blogs and Resources

Bankruptcy: Should You Consider This Option?

February 19, 2016

When overwhelmed by debt, why should bankruptcy be a consideration for a temporary financial meltdown? It shouldn’t be considered if…

How Your Credit Score Affects Your Future Job Application

September 11, 2015

Do you have a job? If your answer is yes, great! There’s no need to worry about your credit score.…

One, Two or Three: How Many Credit Cards Should You Have?

August 14, 2015

There is great debate over the number of credit cards a person needs for the best possible credit score. Some…

How Does a Collection Affect Your Credit Report?

July 7, 2015

When a financial meltdown occurs, you may not have the ability to pay your bills on time. Depending on the…

What Should You do with Pre-Approved Card Credit Offers?

April 29, 2015

Thousands of pre-approved credit card offers arrive in the mail daily. Prime and sub-prime lenders mail these offers to increase…

Four Steps to Qualify for a Loan

April 18, 2015

Building credit and qualifying for a loan is simple, if you know how to do it. For those who don’t…

Credit Score Factors: What are They?

March 27, 2015

Most people do not understand the credit process or credit score factors, even though they have credit cards. In response…

The Fastest Way to Build Credit

March 20, 2015

Bankruptcies, collections, and slow payments are still a problem for many today. They feel bound by past financial mistakes. But…

How Divorce Impacts Your Credit

February 27, 2015

Divorce statistics do not reflect a “happily ever after” marriage for the majority of couples. When you realize there’s a…

How Will Collections Affect A Credit Report

February 13, 2015

After a financial meltdown, many are reluctant to view their credit reports. They know negative reports from collection companies and…

How Bankruptcy Affects Student Loans

February 6, 2015

Bankruptcy helps in many ways but it is not a cure for everything. If you want to wipe the slate…

Will Your Credit Score Affect Your Job Search

January 30, 2015

Did you know potential employers can request a copy of your credit report? According to Inc. Magazine, about 60 percent…

Fannie Mae and Freddie Mac

October 31, 2014

Great News – Fannie Mae and Freddie Mac now accept a 620 FICO score for Mortgage Loans! Has less than…

Becoming an Authorized User Quickly Increase Your Credit Score

October 10, 2014

The easiest and fastest way to increase your credit score is to become an authorized user on a family member’s…

Are You a Victim of Identity Theft?

September 5, 2014

Do you know if someone has stolen your identity? Are they living the good life at your expense? 80 percent…

What Children Should Know About Credit

August 22, 2014

“Charge it” is a phrase children hear when shopping with parents. It seems so easy to give someone a piece…

5 Steps to Rebuild Bad Credit

August 8, 2014

We live in a credit-driven society. You need credit for just about everything from buying a house to getting a…

Protecting Life Insurance During Bankruptcy

July 27, 2014

Bankruptcies are difficult emotionally and financially because your creditors are intent on recovering the debt you owe them. That’s fair.…

Is your car a filthy mess?

July 4, 2014

Is your car sloppy? What about your home? Your office? Your yard? I’m a little embarrassed to admit my answers…

Steps to Take After Bankruptcy to Rebuild Credit

July 4, 2014

After a bankruptcy, rebuilding your credit may be the last thing you want to do. Avoid the urge to walk…

Is Bankruptcy a Viable Option?

June 6, 2014

Many of you are wondering if bankruptcy is a viable option. If so, they also wonder if filing for bankruptcy…

Choose THIS Day to be Liberated from Emotional, Mental, Physical, and Financial Stress

May 31, 2014

What if today is THE day you are liberated from emotional, mental, physical, and financial stress? Are you prepared to…

“Way too intense” Part 2

April 24, 2014

Thank you to those who commented on my post from last week. I would like to point out something that…

“way too intense”… sound familiar?

April 19, 2014

I can be overbearing to my family (luckily for you, we’re not related). For example, once I traveled home to…

Your Bank’s #1 Lie: Your Credit Score Doesn’t Affect You

March 7, 2014

Do banks lie to their customers? Has your bank ever said your credit score will not affect you? If your…

Step One to Raising Your Credit Score – Get Rid of Your Debt.

February 7, 2014

If you ever attend my Question and Answer sessions, (about how to raise your credit score), you know there is…

Keeping Your Credit Report Accurate and Secure

A favor, please…

January 31, 2014

If my credit program has impacted your life, you could please tell me how? I have a dream of having…

My wife is turning 40, and I’ve got something to say

January 24, 2014

My beautiful wife, Lily, is turning forty on Monday, and people keep asking her what it feels like. “Are you…

Making 2014 the best year of your life…

December 15, 2013

When I got back from Lifebook, I started thinking about you. You may be reading my emails because you want…

Catherine S

19:14 17 Aug 21

I was so alone going thru bankruptcy and Phillip made me feel better. He felt my pain in a genuine manner and helped me tremendously!! I must admit I did falter a little a year ago but am back on track and my credit score is getting into the 700's. They are a great bunch....Phillip is wonderful. I recommend them highly.

Ron Ronnie C Catronio

15:01 03 Aug 21

Extremely helpful and thorough. This firm is OUTSTANDING. They care they c contribute and they are exceptional. 1000% recommend them.

Tammy S Catterton

16:29 17 Aug 21

I have awesome way to help with your credit score with Philip helping you. He a great speaker on it. He will do his best for your needs on your credit score

Laura Shepherd

14:43 03 Aug 21

Here is my Story : In 2009 I was late on my mortgage and over 50K in debt . My home was foreclosed on . I hung on trying to make payments on the cc debt to no avail. Over the next few years, I tried myself and also lost hundreds of dollars on companies that claimed to be able to clean up my credit they were no help at all . In 2012 , my wages were being garnished and I was getting calls and letters from collectors daily . I finally declared bankruptcy , my lawyer included membership in 720 Credit Score course. I followed it to the letter. I am now 10 yrs out and my current credit score is 750 + consistently , I have not had a late payment on a card or loan , I own my own home and 2 rental properties . My credit utilization is under 7% monthly and I have 6 months of emergency funds in the bank. My mortgage is under 3% and I bought a new car last year with 0% financing for 5 yearsPlease take this course it is the best thing you can do for yourself and your finances !!!!Thank you Mr.Tirone and 720CreditScore. com

Belinda Gladden

15:46 03 Aug 21

Awesomeness Program this has been the best of best decision l made to finally live the pursuit of happiness to towards better credit in the world, with excellence towards supporting help that' will come with great support from 720CreditScore.com.Thank you!Belinda

Dennis Dooge

15:43 08 Sep 21

The more I deal with them the more I'm impressed I am.I got a good deal with an outstanding staff and their idea of what a good business is.

Kim Peterson

16:41 09 Nov 21

This program helped me tremendously. After my bankruptcy was discharged, my attorney recommended and referred me to the program to get me started on the road to recovery after bankruptcy. I followed all the steps in the program and it’s not only helped my credit improve, but I’ve learned a lot about credit itself. It’s only been 8 months since my discharge, but my credit score has gone from 640 to 725 by following this program. I recommend this program to everyone, from those who went through bankruptcy to anyone who needs a lesson in credit management. Excellent program.

Terry Jordan

17:25 09 Nov 21

I truly am grateful to the program it has educated me on areas of credit I was not aware of in my 50 years of living. I would definitely recommend it to others to educate, and refresh others about credit worthiness.

Brent Dell

17:01 16 Nov 21

From the start, every contact was perfect, never put on hold, spoke with a very knowledgeable representative, they kept everything that is very intimidating to me very easy assuring me that it'll be ok. The app was so easy it was bullet proof.

Magen Boland

19:04 31 Oct 21

The things I have learned with this program have helped emensely! I raised my husband's credit score 87 points in less than 3 months and it just keeps going up. I have raised mine 70 points in the same amount of time. I have learned so much, and I'm so grateful! I highly recommend for anyone who is starting over, starting out, or just needs to learn the process of credit scores!

Ben Mansell

19:39 01 Feb 22

Awsome road map to building an excellent credit profile. I have been implementing the steps and following the advice and recently had my score go up 80 points !! I'm not done yet . I'm still on the the road map. It's easy to follow because it's all mapped out for you and it really works. You just need to be committed and stay the coarse . Thank you

Paul

20:13 07 Mar 22

If you really want to rebuild your credit with an easy steps to take that are actionable and deliver results, I highly recommend 720 Creditscore. It has transformed our lives, from cars, homes and all types of indirect savings by building a good credit score!

Kim Andrews

05:55 15 Dec 21

Excellent program, and if you know of anyone wanting to improve their credit score and get educated 720 is the place to go. Philip is very professional, caring and knowledgeable. Quick and efficient customer service and you get your money's worth. Highly recommend.

Elaine Gilmore (Red)

16:27 07 Feb 22

I like the way 720CreditScore works with me. They are kind and always have an open mind. Watching the zoom classes has giving me an "Up Beat" feeling. I have learned so much listening to other people who have or going through what I have. The introduction site got me starting to look at the way I use my money. Great lessons. Thank you so much.Elaine Gilmore

Theresa Grove

13:37 02 Mar 22

Great program I can't express how much this program has helped me if you follow the program you can't go wrong

Sharon Elle

20:13 05 Jan 23

After my bankruptcy was discharged, my lawyer included this amazing service to follow up with after and I’ve learned so much! I truly wish I knew about this service 10+ years ago! I’m already doing much better financially, thanks to this program and my credit score literally jumped 56 points within the first month. Highly recommend it!

Meredith Scott

11:04 03 Dec 22

Since, I've been in the program my score has gone up to over 700 in the last 12 months. I am very excited to continue working towards my goal of rebuilding my credit. Thanks to 720creditscore there's a light at the end of the tunnel.

Robin Sims

21:42 04 Oct 22

I have been busy working a lot because my rent went up. Although I can't thank my Lawyer Mr. Goff enough for not just helping me out but being understanding also. Nothing wrong with starting over. Thanks a million Mr. Goff

Emmett Hartsfield

08:44 16 Jan 23

Thought it was the end to ever owning again. I am not going to say it has easy, but it can happen. This course will help to get you back on the road.

Trish

03:56 30 Nov 22

Great tool to improve your financial wellness! The more you know, the better you become at managing your finances.