Blogs and Resources

How to Get Your Credit Limit Increased, by 720 Credit Score

A while back, a student of mine called into my one-on-one Q&A session with a problem: She’d unexpectedly had her…

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If You Believe You Cannot Discharge Your Taxes During Bankruptcy, by 720 Credit Score

Most people believe that taxes cannot be discharged through a bankruptcy. And while this is true in most cases, there…

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How to Remove a Bankruptcy From Your Credit Report

One of my readers recently asked me if there was a way to get her bankruptcy removed from her credit…

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Does this make you angry?

I’m considering lobbying the government to close a huge loophole (that I frankly think is a scam), but before I…

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Bankruptcy: It’s Not As Dirty As It Sounds

The truth is: Sometimes your credit score will be better off after declaring bankruptcy. And here’s why…If you are struggling…

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What Should I Do About Collection Accounts?

Did you know that each time you make a payment on a credit collections account, your credit score could be…

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Will My Spouse’s Bad Credit Hurt My Credit Score?

One of our readers recently sent us a great question: “If I marry someone who has declared bankruptcy this year,…

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Marry Your Spouse, Not Their Credit Score

If you are getting married, you might be a little worried about how the marriage will affect your credit score,…

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What Are the Credit Cards You Recommend for People With Good Credit?

We went out there and researched the best credit cards on the market, consider things like interest rates, rewards points,…

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Did You Hear How Tony Raised His Credit Score in Three Months?

Every other week, I hold a question-and-answer session for the students in my credit-education program. Usually, I help people with…

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What Is the Fastest Way to Build Credit?

Question: What is the fastest way to build credit? I am applying for a business loan, and I need to…

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How Can I Get Credit Cards If My Credit Score Is Terrible?

If you have bad credit, it’s critical that you have and use three to five credit cards. The only way…

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How Many Credit Cards Should I Have?

Question: “How many credit cards should I have if I want to earn the best possible credit score? I receive a…

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What Should I Do If I’m Deeply in Debt?

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And…

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Did You Hear How Tony Raised His Credit Score in Three Months, by 720 Credit Score

Every other week, I hold a question-and-answer session for the students in my credit-education program. Usually, I help people with…

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The Faces of Identity Theft

About 80 percent of people have errors on their credit reports, and many of these are a result of identity…

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The Credit Card Companies’ Dirty Little Secret

People already know that bankruptcies, foreclosures, repossessions, and collections will hurt their credit scores. And it’s no big secret that late…

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Protecting Yourself From Common Bankruptcy Scams

If you are facing the pressure of mounting bills, creditors calling your home all day, and compounding interest payments pulling…

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My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking…

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720 Redo (New Program)

If you would like to start the program over, please fill out your information below:

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