fbpx

Blog

How to Build Credit Fast

People regularly ask me for tips on how to build credit fast. Among the usual—paying down credit card limits and becoming authorized users—I tell spouses to leverage each other’s credit scores. For a variety of reasons, you might need to learn how to build credit fast. Maybe you are applying…

How to Get a Loan – A Bank Insider’s Shocking SpyCam Confession

Do you think it is fair that the very same banks who are being propped up by your taxpayer dollars – the banks who got big bailouts – are unwilling or unable to tell you how to get a loan by increasing your credit score? I don’t, which is why…

New Overdraft Fee Legislation

As part of the new overdraft fee legislation, beginning August 15, banks will no longer be allowed to authorize debt card transactions if they overdraw your account … … unless you tell them otherwise. Until this new overdraft fee legislation takes effect, banks can continue their practice of authorizing transactions…

“I need a personal loan quick but I have bad credit”

“I need a personal loan quick but I have bad credit.” An old friend of mine was calling for advice. “What’s the best way to get my hands on money? Should I go to one of those places that offers instant cash?” If you are like many cash-strapped Americans whose…

Teaching Children About Credit Cards

With the past 18 months reminding us to be thrifty, many parents are realizing the importance of teaching children about credit cards. In particular, we need to teach children how to build credit by using credit cards wisely and, perhaps more importantly, how to protect their finances from misuse of…

What Should I Do If I’m Deeply in Debt?

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And he has that feeling in the pit of his stomach—you know that feeling. He can’t ever truly relax because he’s so worried. All these questions start racing through his head……

How Can I Get Credit Cards If My Credit Score Is Terrible?

If you have bad credit, it’s critical that you have and use three to five credit cards. The only way credit bureaus will reward you with a high credit score is if you prove that you can responsibly manage debt. This means: Having at least three credit cards, keeping them…

My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking for in the exact neighborhood we wanted. We have dreams of raising our children there, and we smile thinking about the birthday parties, sleepovers, and graduation celebrations that will fill…

What Are the Credit Cards You Recommend for People With Good Credit?

We went out there and researched the best credit cards on the market, consider things like interest rates, rewards points, fees, and the like. You can see our recommended list of credit cards for people with strong credit here. And keep the following in mind: 1. In our program, we…

How Many Credit Cards Should I Have?

Question: “How many credit cards should I have if I want to earn the best possible credit score? I receive a lot of credit card offers in the mail. Should I apply for them?” Answer: Having the right number of credit cards is a big part of your credit score. Ideally, you…

Google Rating
4.9