Credit Basics
This is your ultimate resource for credit reporting, credit cards, bankruptcy, collections, and all things related to improving your credit score and keeping your hard-earned money in your own pockets!
The Fastest Legal Way to Rebuild Your Credit After a Setback
If you’ve been through bankruptcy, collections, or just plain bad luck — this free guide shows you how to rebuild fast, the right way.
Get the Three-Day Strategy: A Quickstart Guide for Improving Your Credit Score FAST and see how thousands are rebuilding their credit score in as little as 12 to 24 months.
FAQs
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How can I enroll in 7 Steps to a 720 Credit Score?
There are three ways to access 7 Steps to a 720 Credit Score.
- Join the Credit Rebuilder Program: This is the fastest way to rebuild your credit score. The Credit Rebuilder Program includes full access to the 7 Steps to a 720 Credit Score course and takes it a step further by reporting your on-time payments to the credit bureaus. Plus, you’ll get legal support if your rights have been violated, which means you might be eligible for financial compensation. You can join the Credit Rebuilder Program here.
- Work with a Participating Bankruptcy Attorney: If you have been through a bankruptcy, your attorney might include 7 Steps to a 720 Credit Score as part of their services. Click here to see the directory of bankruptcy attorneys who enroll their clients in 7 Steps to a 720 Credit Score. If your attorney doesn’t offer 7 Steps to a 720 Credit Score, click here to ask them to subscribe to 7 Steps to a 720 Credit Score.
- Complete Your Debtor Education Course Through Evergreen: If you take your post-bankruptcy debtor education course through Evergreen Financial Counseling, you’ll automatically receive access to the 7 Steps course upon completion—no extra cost, no strings attached.
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What makes 7 Steps to a 720 Credit Score different?
Most credit services focus on removing negative items…even when those items are valid. This might give you a temporary boost, but once those items are verified, your score can drop all over again. (Plus, disputing valid errors can be illegal or unethical.) We take a different approach: We help remove real errors, then teach you how to rebuild your score around your past mistakes, using strategies that actually work and last.
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What will I learn in this course?
We cover everything from how credit scores are calculated to which types of accounts help you the most. You’ll learn how to rebuild your score after bankruptcy, avoid common mistakes, and understand your rights.
Want hands-on help? The Credit Rebuilder Program gives you a guided path, with real results in as little as 6 months.
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How long will it take to improve my credit score?
You’ve probably heard it takes seven years. It doesn’t. Most students start seeing a real jump within 12 to 24 months. With consistent effort, a 720 score is possible in under two years, even after bankruptcy.
Want to fast-track your results? Our Credit Rebuilder Program is designed to rebuild your score as quickly as possible, sometimes in as little as six months
Stop Letting the Banks Profit Off Your Past
Every month that you wait, the banks are winning by raking in profits from high interest rates and late payment. They’re hoping you never figure out how to fight back.
This video shows you how to rebuild credit and flip the script.
