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Step One to Raising Your Credit Score – Get Rid of Your Debt.

If you ever attend my Question and Answer sessions, (about how to raise your credit score), you know there is a common theme – debt, debt, and more debt. How can someone with a lot of credit card debt raise their credit score?  It’s the chicken and the egg conversation…

A favor, please…

If my credit program has impacted your life, you could please tell me how? I have a dream of having 1,000 success stories on my web page, and I have a long way to go! So regardless of whether your story is one line long or ten paragraphs long, please…

Preventing holiday hangovers

Just a quick reminder… Don’t get carried away with your credit cards when shopping for holiday presents. Before the holidays are over, many consumers will charge an extra $600, $1,000, or $2,000 to their credit cards. Most shoppers don’t plan for this—it just happens. But by the time January rolls…

“Cash Only” Is Dead Wrong, by 720 Credit Score

Many so-called experts say that you should adopt a cash-only policy and ignore credit cards. But here’s the truth… They are dead wrong. Avoiding credit won’t make life easier. In fact, it will make life a heck of a lot harder. It also won’t make your credit score improve. In…

Don’t make this mistake on Friday, by 720 Credit Score

Every year on Black Friday, a ton of consumers make a huge mistake that ends up hurting their credit scores and their bank accounts… They sign up for retail store credit cards. Excited to get that one-time discount that is usually offered with a brand new retail store credit card,…

What Should I Do If I’m Deeply in Debt?

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And he has that feeling in the pit of his stomach—you know that feeling. He can’t ever truly relax because he’s so worried. All these questions start racing through his head……

How Can I Get Credit Cards If My Credit Score Is Terrible?

If you have bad credit, it’s critical that you have and use three to five credit cards. The only way credit bureaus will reward you with a high credit score is if you prove that you can responsibly manage debt. This means: Having at least three credit cards, keeping them…

My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking for in the exact neighborhood we wanted. We have dreams of raising our children there, and we smile thinking about the birthday parties, sleepovers, and graduation celebrations that will fill…

What Are the Credit Cards You Recommend for People With Good Credit?

We went out there and researched the best credit cards on the market, consider things like interest rates, rewards points, fees, and the like. You can see our recommended list of credit cards for people with strong credit here. And keep the following in mind: 1. In our program, we…

How Many Credit Cards Should I Have?

Question: “How many credit cards should I have if I want to earn the best possible credit score? I receive a lot of credit card offers in the mail. Should I apply for them?” Answer: Having the right number of credit cards is a big part of your credit score. Ideally, you…

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