Blog

Step One to Raising Your Credit Score – Get Rid of Your Debt.

If you ever attend my Question and Answer sessions, (about how to raise your credit score), you know there is a common theme – debt, debt, and more debt. How can someone with a lot of credit card debt raise their credit score?  It’s the chicken and the egg conversation…

How to Get Your Credit Limit Increased, by 720 Credit Score

A while back, a student of mine called into my one-on-one Q&A session with a problem: She’d unexpectedly had her credit card limits reduced, which affected her debt-to-limit ratio, which in turn caused her score to drop. Credit card companies do this regularly—they promise you a big limit, and then…

What Should I Do About Collection Accounts?

Did you know that each time you make a payment on a credit collections account, your credit score could be damaged? It’s shocking but true. When you are 30 days late on a bill, a creditor will report a late payment to the credit bureaus. This happens again at 60…

What Should I Do If I’m Deeply in Debt?

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And he has that feeling in the pit of his stomach—you know that feeling. He can’t ever truly relax because he’s so worried. All these questions start racing through his head……

Protecting Yourself From Common Bankruptcy Scams

If you are facing the pressure of mounting bills, creditors calling your home all day, and compounding interest payments pulling you more and more underwater, hiring a bankruptcy attorney might be your best option, but beware of bankruptcy scams! Filing for bankruptcy can be a tricky process, and seeking the help of…

What Should I Do If I’m Deeply in Debt?

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And he has that feeling in the pit of his stomach—you know that feeling. He can’t ever truly relax because he’s so worried. All these questions start racing through his head……

How Can I Get Credit Cards If My Credit Score Is Terrible?

If you have bad credit, it’s critical that you have and use three to five credit cards. The only way credit bureaus will reward you with a high credit score is if you prove that you can responsibly manage debt. This means: Having at least three credit cards, keeping them…

My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking for in the exact neighborhood we wanted. We have dreams of raising our children there, and we smile thinking about the birthday parties, sleepovers, and graduation celebrations that will fill…

What Are the Credit Cards You Recommend for People With Good Credit?

We went out there and researched the best credit cards on the market, consider things like interest rates, rewards points, fees, and the like. You can see our recommended list of credit cards for people with strong credit here. And keep the following in mind: 1. In our program, we…

How Many Credit Cards Should I Have?

Question: “How many credit cards should I have if I want to earn the best possible credit score? I receive a lot of credit card offers in the mail. Should I apply for them?” Answer: Having the right number of credit cards is a big part of your credit score. Ideally, you…

Google Rating
4.9