Blog Archives

Credit Lesson #6

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Credit Lesson #5

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Credit Lesson #4

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Credit Lesson #3

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Credit Lesson #2

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Should I Add a Consumer Statement to My Credit Report?

The Fair Credit Reporting Act allows a person to add a 100-word consumer statement to their credit report. Often, people…

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Authorized Users—The Secret to Building Your Score Fast!

One of the first pieces of advice I give to people who have suffered severe financial crises and want to…

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Foreclosure, Bankrucptcy, and Short Sale on Credit Report

Foreclosure, Bankruptcy, and Short Sale on Credit Report Credit Bad, How to Build Credit, Credit Score Question submitted by Mike…

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Everything You Need to Know About Credit Scores and Jobs

A statistic reported by Inc. Magazine could be troublesome for job seekers with poor credit scores. According to a survey…

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Credit Bad after Identity Theft – Fastest Way to Fix

Credit Bad, How to Build Credit, Credit Score – Question #4 Question Submitted by:  Kevin, Tempe, Arizona I’ve heard you…

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Credit Bad, Loan Modification, Behind on Payments, What to Do?

Credit Bad, No Credit Score, How to Build Credit – Question #2 Question Submitted by:  Jan, Slidell, Louisiana I refinanced…

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First Time Entrepreneur with No Credit wants Business Credit – Possible?

Credit Bad, No Credit Score, How to Build Credit – Question #1 Question Submitted by:  Benjamin, Aliso Viejo, CA How…

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How to Build Credit Before You Buy a Home or Make Another Major Purchase – Part 3

How to Build Credit Before You Buy a Home or Make Another Major Purchase – Part 3 I’m excited about…

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Dean Graziosi Interview

You can listen to this interview here right away here: Or, download it by clicking this link.

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Get the Best Car Loan and Avoid Credit Problems at the Dealership

A lot of car buyers hoping to get the best car loan have had embarrassing experiences at the dealership. The…

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Credit-Scoring Myths

Credit-Scoring Myth #1: If I avoid credit, I’ll have a great score. Fact: Though shunning credit cards and loans might…

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The Faces of Identity Theft

About 80 percent of people have errors on their credit reports, and many of these are a result of identity…

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Credit-Scoring Factor #1: Payment History

In my book about how to build credit, 7 Steps to a 720 Credit Score, I remind readers that a…

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How to Qualify for a Loan

In today’s rough environment, knowing how to build credit isn’t enough if you want to also know how to qualify…

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Key Considerations About Divorce and Credit

While divorce often causes a person to take inventory, many people forget the implications of divorce and credit. Many married…

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What Are the Credit Score Factors?

Question: What exactly are all the credit score factors I should consider when learning how to build credit? Philip Tirone’s…

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Give Your Testimonial for a Chance to Win $500

As you know, I love receiving testimonials from my happy and satisfied clients.  So for fun, I have decided to…

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720 Redo (New Program)

If you would like to start the program over, please fill out your information below:

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Collections on Credit Report

Among the most-asked questions about credit scores is this: What do I do about my credit score if I have…

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Closing Credit Card Accounts

As part of your plan for learning how to build credit, you might wonder if you should start closing credit…

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How to Build Credit Fast

People regularly ask me for tips on how to build credit fast. Among the usual—paying down credit card limits and…

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How to Get a Loan – A Bank Insider’s Shocking SpyCam Confession

Do you think it is fair that the very same banks who are being propped up by your taxpayer dollars…

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New Overdraft Fee Legislation

As part of the new overdraft fee legislation, beginning August 15, banks will no longer be allowed to authorize debt…

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“I need a personal loan quick but I have bad credit”

“I need a personal loan quick but I have bad credit.” An old friend of mine was calling for advice.…

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Teaching Children About Credit Cards

With the past 18 months reminding us to be thrifty, many parents are realizing the importance of teaching children about…

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