Blog Archives

The Fastest Way to Build Credit

Bankruptcies, collections, and slow payments are still a problem for many today.  They feel bound by past financial mistakes. But…

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How Divorce Impacts Your Credit

Divorce statistics do not reflect a “happily ever after” marriage for the majority of couples. When you realize there’s a…

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How Will Collections Affect A Credit Report

After a financial meltdown, many are reluctant to view their credit reports. They know negative reports from collection companies and…

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How Bankruptcy Affects Student Loans

Bankruptcy helps in many ways but it is not a cure for everything. If you want to wipe the slate…

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Will Your Credit Score Affect Your Job Search

Did you know potential employers can request a copy of your credit report? According to Inc. Magazine, about 60 percent…

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Fannie Mae and Freddie Mac

Great News – Fannie Mae and Freddie Mac now accept a 620 FICO score for Mortgage Loans! Has less than…

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Becoming an Authorized User Quickly Increase Your Credit Score

The easiest and fastest way to increase your credit score is to become an authorized user on a family member’s…

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Are You a Victim of Identity Theft?

Do you know if someone has stolen your identity? Are they living the good life at your expense? 80 percent…

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What Children Should Know About Credit

“Charge it” is a phrase children hear when shopping with parents. It seems so easy to give someone a piece…

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5 Steps to Rebuild Bad Credit

We live in a credit-driven society. You need credit for just about everything from buying a house to getting a…

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Protecting Life Insurance During Bankruptcy

Bankruptcies are difficult emotionally and financially because your creditors are intent on recovering the debt you owe them. That’s fair.…

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Is your car a filthy mess?

Is your car sloppy? What about your home? Your office? Your yard? I’m a little embarrassed to admit my answers…

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Steps to Take After Bankruptcy to Rebuild Credit

After a bankruptcy, rebuilding your credit may be the last thing you want to do. Avoid the urge to walk…

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Is Bankruptcy a Viable Option?

Many of you are wondering if bankruptcy is a viable option. If so, they also wonder if filing for bankruptcy…

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Choose THIS Day to be Liberated from Emotional, Mental, Physical, and Financial Stress

What if today is THE day you are liberated from emotional, mental, physical, and financial stress? Are you prepared to…

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“Way too intense” Part 2

Thank you to those who commented on my post from last week. I would like to point out something that…

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“way too intense”… sound familiar?

I can be overbearing to my family (luckily for you, we’re not related). For example, once I traveled home to…

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Your Bank’s #1 Lie: Your Credit Score Doesn’t Affect You

Do banks lie to their customers? Has your bank ever said your credit score will not affect you? If your…

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The 720 Redo

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Step One to Raising Your Credit Score – Get Rid of Your Debt.

If you ever attend my Question and Answer sessions, (about how to raise your credit score), you know there is…

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A favor, please…

If my credit program has impacted your life, you could please tell me how? I have a dream of having…

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My wife is turning 40, and I’ve got something to say

My beautiful wife, Lily, is turning forty on Monday, and people keep asking her what it feels like. “Are you…

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Making 2014 the best year of your life…

When I got back from Lifebook, I started thinking about you. You may be reading my emails because you want…

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Preventing holiday hangovers

Just a quick reminder… Don’t get carried away with your credit cards when shopping for holiday presents. Before the holidays…

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“Cash Only” Is Dead Wrong, by 720 Credit Score

Many so-called experts say that you should adopt a cash-only policy and ignore credit cards. But here’s the truth… They…

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Don’t make this mistake on Friday, by 720 Credit Score

Every year on Black Friday, a ton of consumers make a huge mistake that ends up hurting their credit scores…

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When It Comes to Student Loans and Credit Scores, Know 10 Things (Part 2), by 720 Credit Score

In my last post, I told you the first five things you should know about student loans and credit scores.…

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When It Comes to Student Loans and Credit Scores, Know 10 Things, by 720 Credit Score

When it comes to student loans and credit scores, there are ten facts you need to know… But before we…

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How to Get Your Credit Limit Increased, by 720 Credit Score

A while back, a student of mine called into my one-on-one Q&A session with a problem: She’d unexpectedly had her…

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If You Believe You Cannot Discharge Your Taxes During Bankruptcy, by 720 Credit Score

Most people believe that taxes cannot be discharged through a bankruptcy. And while this is true in most cases, there…

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