Protecting Yourself from Common Bankruptcy Scams
November 12, 2010
If you are facing the pressure of mounting bills, creditors calling your home all day, and compounding interest payments pulling…
Read MoreHow to Find a Good Bankruptcy Attorney
November 12, 2010
When you are filing for bankruptcy, hiring a bankruptcy attorney might seem like one more expense on top of a…
Read MoreKeys to Avoid Bankruptcy
November 12, 2010
If you have lost a job or have experienced a financial catastrophe, you might be worried about your ability to…
Read MoreThe Forms of Bankruptcy Options
November 12, 2010
Question: What are the bankruptcy options for those who have been through a taxing financial crisis? Answer: If your financial…
Read MoreShould I File for Bankruptcy?
November 8, 2010
Should I file for bankruptcy? If you have creditors that are calling at all hours and bills that are piling…
Read MoreCollections Account on Credit Report: Option #4
November 8, 2010
Here is the riskiest option for dealing with collections account on credit report. In fact, before you read about this…
Read MoreCollections Account on Credit Report: Option #3
November 8, 2010
The best way to handle a collections account on credit report is to negotiate for a letter of deletion. But…
Read MoreCollections Account on Credit Report: Option #2
November 8, 2010
In my last post, we talked about the first option for dealing with a collections account on credit report. This…
Read MoreCollections Account on Credit Report: Option #1
November 8, 2010
If you have a collections account on credit report, the first thing you should do is read our article about…
Read MoreHow Does Foreclosure Work?
November 4, 2010
Question: How does foreclosure work? Answer: If you are behind on your mortgage payments, you might be facing a foreclosure in…
Read MoreWhat Is a Short Sale?
November 4, 2010
Question: What is a short sale, and is it a good alternative to foreclosure? Answer: Let’s not mince words. The…
Read MoreIs There a Foreclosure Fix?
November 4, 2010
Question: I need a foreclosure fix! How can I get my house back once the foreclosure process has started? Answer: If…
Read MoreCan a Loan Modification Save Your Home?
November 4, 2010
In the wake of the turmoil caused by the global crash of the housing bubble, the government has been advocating loan…
Read MoreSecured Credit Cards: Avoid ‘em or Embrace ‘em?
November 3, 2010
In a lot of ways, secured credit cards sound like a raw deal. But if you have poor credit, secured credit…
Read MoreThe Magic of Authorized Users
November 3, 2010
One of my favorite ways to boost a person’s credit score is to teach them about the magic of authorized users.…
Read MorePre-Approved Card Credit Offers
November 3, 2010
If you are like most people, you have received several pre-approved card credit offers in the mail advertising low interest rates,…
Read MoreReady to Transfer Credit Card Balances? Read This First!
November 3, 2010
Offers to transfer credit card balance to a low-interest card might be seductive. I’ll save money and lower my parents, you might…
Read MoreCredit Cards and Credit Scores: The Intimate Relationship
November 3, 2010
Many people wonder about the relationship between credit cards and credit scores. While credit cards can be great tools in enabling…
Read MoreA Dirty Little Secret that Hurts Credit
November 3, 2010
People already know that bankruptcies, foreclosures, repossessions, and collections will hurt credit. And it’s no big secret that late payments are…
Read MoreStudent Loans and Credit: 9 Things You Must Know!
October 25, 2010
What’s the relationship between student loans and credit scores? You might be surprised! In this article, we take a look…
Read MoreHow Is a Credit Score Calculated?
October 21, 2010
How is a credit score calculated? This is a question I’m asked often, and the answer is not a simple…
Read MoreYour Bank’s Big Lie About How Credit Scores Affect You
October 17, 2010
I recently conducted a private class for the parishioners of a church about how credit scores affect you. After the…
Read MoreHow to Fix a Bad Credit Score the Easy Way
October 6, 2010
People who have fallen onto tough financial times always want to know how to fix a bad credit score. In…
Read MoreThe Fastest Way to Build Credit
September 27, 2010
Question: What is the fastest way to build credit? I am applying for a business loan, and I need to…
Read MoreTop Ten Things that Will Hurt Your Credit Score: Part II
September 22, 2010
In my last post, I talked about five of the top ten things that will hurt your credit score. Here…
Read MoreTop Ten Things that Will Hurt Your Credit Score: Part I
September 17, 2010
You might be surprised by some of the things that will hurt your credit score. Over the next two blog…
Read MoreGood Debt / Bad Debt: The Second Inapppriate Use of Credit
September 3, 2010
Good Debt / Bad Debt: The Second Inappropriate Use of Credit Last week, I introduced the discussion of good debt…
Read MorePart II: What does a credit score mean?
August 18, 2010
In “Part I: What does a credit score mean?” we took a look at the meaning of credit scores in…
Read MorePart I: What does a credit score mean?
August 10, 2010
I spend a lot of time talking about the importance of building a good credit score, but a lot of…
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