Blogs and Resources

Can a Loan Modification Save Your Home?

November 4, 2021

In the wake of the turmoil caused by the global crash of the housing bubble, the government has been advocating loan…

Secured Credit Cards: Avoid ‘em or Embrace ‘em?

November 3, 2021

In a lot of ways, secured credit cards sound like a raw deal. But if you have poor credit, secured credit…

The Magic of Authorized Users

November 3, 2021

One of my favorite ways to boost a person’s credit score is to teach them about the magic of authorized users.…

Pre-Approved Card Credit Offers

November 3, 2021

If you are like most people, you have received several pre-approved card credit offers in the mail advertising low interest rates,…

Ready to Transfer Credit Card Balances? Read This First!

November 3, 2021

Offers to transfer credit card balance to a low-interest card might be seductive. I’ll save money and lower my parents, you might…

Credit Cards and Credit Scores: The Intimate Relationship

November 3, 2021

Many people wonder about the relationship between credit cards and credit scores. While credit cards can be great tools in enabling…

A Dirty Little Secret that Hurts Credit

November 3, 2021

People already know that bankruptcies, foreclosures, repossessions, and collections will hurt credit. And it’s no big secret that late payments are…

Chimney Sweep Scams Sweeping The Country

November 2, 2021

This year like many others I’ve found an early winter and cold autumn nights. In an attempt to boycott the…

The Debt-to-Limit Scam, by 720 Credit Score

November 2, 2021

I received some feedback a couple of weeks ago from a student who has called into my one-on-one Q&A session.…

Freedom Ratio Call – Follow up, by 720 Credit Score

October 30, 2021

Please listen to this call I recorded with the Freedom Ratio creator, Dave Fenton. Give me your feedback below!

This guy is stuck …

October 29, 2021

Here is his problem.. He has over $41,000 in credit card debt. He has other unsecured loans totaling $12,000. Although…

Your Freedom Ratio, by 720 Credit Score

October 28, 2021

I consider myself a pretty financially savvy guy, but my CPA just introduced me to something that opened my eyes……

Information Interview with a Debt Negotiator

October 25, 2021

On this interview, you will learn: — How I negotiated to save my family $240,000 in loan payments. It was…

Student Loans and Credit: 9 Things You Must Know!

October 25, 2021

What’s the relationship between student loans and credit scores? You might be surprised! In this article, we take a look…

Free Government Grants, Diet Pills and Credit, Oh My!

October 25, 2021

Looking for free government grants endorsed by President Obama and Vice President Biden? Dietary supplements supported by scientific research and…

How Is a Credit Score Calculated?

October 21, 2021

How is a credit score calculated? This is a question I’m asked often, and the answer is not a simple…

A Dirty Reputation, by 720 Credit Score

October 20, 2021

Listen to the interview here: This blog post is about something near and dear to my heart… Sales. No, that’s…

Your Bank’s Big Lie About How Credit Scores Affect You

October 17, 2021

I recently conducted a private class for the parishioners of a church about how credit scores affect you. After the…

Lily Tirone (my wife), told me something, by 720 Credit Score

October 12, 2021

My wife, Lily Tirone, and I just welcomed Baby #4 into the world (read about it here: “Thank You, Mrs.…

Divorce and Credit … Read this NOW!

October 10, 2021

The other week, I got an email that made me cringe. The email was from a man had just been…

How to Fix a Bad Credit Score the Easy Way

October 6, 2021

People who have fallen onto tough financial times always want to know how to fix a bad credit score. In…

Credit Score = Your Financial Reputation, How Much Are You Losing?

October 6, 2021

Whenever I was in basic training, each recruit, each private was assigned their own roster number. That roster number was…

Do you have a gripe? by 720 Credit Score

October 5, 2021

A few weeks ago, I wrote a blog about the importance of family meetings in building a strong family unit.…

The best way to pay off credit cards, by 720 Credit Score

October 4, 2021

A few weeks ago, I told you about my friend with $68,000 in credit card debt. For most of it,…

The important part of improving your score fast, by 720 Credit Score

October 4, 2021

If I had to choose one thing as the most important aspect for raising your score after a financial meltdown,…

Your Identity Theft Stories….

October 4, 2021

Please post them here… so we can all learn from each other! Include as much information as possible: 1) What…

I don’t mean to brag…, by 720 Credit Score

September 28, 2021

I’m generally a healthy guy, but I gotta confess… I love ice cream. I can clean out a pint in…

The Fastest Way to Build Credit

September 27, 2021

Question: What is the fastest way to build credit? I am applying for a business loan, and I need to…

Debt Settlement Scams- 10 Stupid and Simple Ways to Get Burned

September 26, 2021

Over the past few years I have heard non-stop stories from consumers who were taken for costly rides by debt…

For my 720 family, by 720 Credit Score

September 26, 2021

I have some opportunities for entrepreneurs, and I have a few congratulations for you… First the opportunities: A close friend…

Catherine S

19:14 17 Aug 21

I was so alone going thru bankruptcy and Phillip made me feel better. He felt my pain in a genuine manner and helped me tremendously!! I must admit I did falter a little a year ago but am back on track and my credit score is getting into the 700's. They are a great bunch....Phillip is wonderful. I recommend them highly.

Ron Ronnie C Catronio

15:01 03 Aug 21

Extremely helpful and thorough. This firm is OUTSTANDING. They care they c contribute and they are exceptional. 1000% recommend them.

Tammy S Catterton

16:29 17 Aug 21

I have awesome way to help with your credit score with Philip helping you. He a great speaker on it. He will do his best for your needs on your credit score

Laura Shepherd

14:43 03 Aug 21

Here is my Story : In 2009 I was late on my mortgage and over 50K in debt . My home was foreclosed on . I hung on trying to make payments on the cc debt to no avail. Over the next few years, I tried myself and also lost hundreds of dollars on companies that claimed to be able to clean up my credit they were no help at all . In 2012 , my wages were being garnished and I was getting calls and letters from collectors daily . I finally declared bankruptcy , my lawyer included membership in 720 Credit Score course. I followed it to the letter. I am now 10 yrs out and my current credit score is 750 + consistently , I have not had a late payment on a card or loan , I own my own home and 2 rental properties . My credit utilization is under 7% monthly and I have 6 months of emergency funds in the bank. My mortgage is under 3% and I bought a new car last year with 0% financing for 5 yearsPlease take this course it is the best thing you can do for yourself and your finances !!!!Thank you Mr.Tirone and 720CreditScore. com

Belinda Gladden

15:46 03 Aug 21

Awesomeness Program this has been the best of best decision l made to finally live the pursuit of happiness to towards better credit in the world, with excellence towards supporting help that' will come with great support from 720CreditScore.com.Thank you!Belinda

Dennis Dooge

15:43 08 Sep 21

The more I deal with them the more I'm impressed I am.I got a good deal with an outstanding staff and their idea of what a good business is.

Kim Peterson

16:41 09 Nov 21

This program helped me tremendously. After my bankruptcy was discharged, my attorney recommended and referred me to the program to get me started on the road to recovery after bankruptcy. I followed all the steps in the program and it’s not only helped my credit improve, but I’ve learned a lot about credit itself. It’s only been 8 months since my discharge, but my credit score has gone from 640 to 725 by following this program. I recommend this program to everyone, from those who went through bankruptcy to anyone who needs a lesson in credit management. Excellent program.

Terry Jordan

17:25 09 Nov 21

I truly am grateful to the program it has educated me on areas of credit I was not aware of in my 50 years of living. I would definitely recommend it to others to educate, and refresh others about credit worthiness.

Brent Dell

17:01 16 Nov 21

From the start, every contact was perfect, never put on hold, spoke with a very knowledgeable representative, they kept everything that is very intimidating to me very easy assuring me that it'll be ok. The app was so easy it was bullet proof.

Magen Boland

19:04 31 Oct 21

The things I have learned with this program have helped emensely! I raised my husband's credit score 87 points in less than 3 months and it just keeps going up. I have raised mine 70 points in the same amount of time. I have learned so much, and I'm so grateful! I highly recommend for anyone who is starting over, starting out, or just needs to learn the process of credit scores!

Ben Mansell

19:39 01 Feb 22

Awsome road map to building an excellent credit profile. I have been implementing the steps and following the advice and recently had my score go up 80 points !! I'm not done yet . I'm still on the the road map. It's easy to follow because it's all mapped out for you and it really works. You just need to be committed and stay the coarse . Thank you

Paul

20:13 07 Mar 22

If you really want to rebuild your credit with an easy steps to take that are actionable and deliver results, I highly recommend 720 Creditscore. It has transformed our lives, from cars, homes and all types of indirect savings by building a good credit score!

Kim Andrews

05:55 15 Dec 21

Excellent program, and if you know of anyone wanting to improve their credit score and get educated 720 is the place to go. Philip is very professional, caring and knowledgeable. Quick and efficient customer service and you get your money's worth. Highly recommend.

Elaine Gilmore (Red)

16:27 07 Feb 22

I like the way 720CreditScore works with me. They are kind and always have an open mind. Watching the zoom classes has giving me an "Up Beat" feeling. I have learned so much listening to other people who have or going through what I have. The introduction site got me starting to look at the way I use my money. Great lessons. Thank you so much.Elaine Gilmore

Theresa Grove

13:37 02 Mar 22

Great program I can't express how much this program has helped me if you follow the program you can't go wrong

Sharon Elle

20:13 05 Jan 23

After my bankruptcy was discharged, my lawyer included this amazing service to follow up with after and I’ve learned so much! I truly wish I knew about this service 10+ years ago! I’m already doing much better financially, thanks to this program and my credit score literally jumped 56 points within the first month. Highly recommend it!

Meredith Scott

11:04 03 Dec 22

Since, I've been in the program my score has gone up to over 700 in the last 12 months. I am very excited to continue working towards my goal of rebuilding my credit. Thanks to 720creditscore there's a light at the end of the tunnel.

Robin Sims

21:42 04 Oct 22

I have been busy working a lot because my rent went up. Although I can't thank my Lawyer Mr. Goff enough for not just helping me out but being understanding also. Nothing wrong with starting over. Thanks a million Mr. Goff

Emmett Hartsfield

08:44 16 Jan 23

Thought it was the end to ever owning again. I am not going to say it has easy, but it can happen. This course will help to get you back on the road.

Trish

03:56 30 Nov 22

Great tool to improve your financial wellness! The more you know, the better you become at managing your finances.