Blogs and Resources

Lily Tirone (my wife), told me something, by 720 Credit Score

My wife, Lily Tirone, and I just welcomed Baby #4 into the world (read about it here: “Thank You, Mrs.…

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Divorce and Credit … Read this NOW!

The other week, I got an email that made me cringe. The email was from a man had just been…

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How to Fix a Bad Credit Score the Easy Way

People who have fallen onto tough financial times always want to know how to fix a bad credit score. In…

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Credit Score = Your Financial Reputation, How Much Are You Losing?

Whenever I was in basic training, each recruit, each private was assigned their own roster number. That roster number was…

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Do you have a gripe? by 720 Credit Score

A few weeks ago, I wrote a blog about the importance of family meetings in building a strong family unit.…

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The best way to pay off credit cards, by 720 Credit Score

A few weeks ago, I told you about my friend with $68,000 in credit card debt. For most of it,…

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The important part of improving your score fast, by 720 Credit Score

If I had to choose one thing as the most important aspect for raising your score after a financial meltdown,…

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Your Identity Theft Stories….

Please post them here… so we can all learn from each other! Include as much information as possible: 1) What…

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I don’t mean to brag…, by 720 Credit Score

I’m generally a healthy guy, but I gotta confess… I love ice cream. I can clean out a pint in…

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The Fastest Way to Build Credit

Question: What is the fastest way to build credit? I am applying for a business loan, and I need to…

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Debt Settlement Scams- 10 Stupid and Simple Ways to Get Burned

Over the past few years I have heard non-stop stories from consumers who were taken for costly rides by debt…

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For my 720 family, by 720 Credit Score

I have some opportunities for entrepreneurs, and I have a few congratulations for you… First the opportunities: A close friend…

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Royalty Resource Network Named in Advanced Fee Loan Deception

Consumers in West Virginia are being warned, by their Attorney General Darrell McGraw, about a scam that offers the promise…

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Grandparent Scam Strikes Again

Put yourself in the shoes of a caring Grandmother. Let’s say one day you receive a call from your grandson…

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Top Ten Things that Will Hurt Your Credit Score: Part II

In my last post, I talked about five of the top ten things that will hurt your credit score. Here…

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Married or Engaged? Here’s the 411.

One of my readers recently sent me a great question: “If I marry someone who has declared bankruptcy this year,…

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What to Do if You Can’t Stop Worrying About Your Bills, by 720 Credit Score

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And…

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Top Ten Things that Will Hurt Your Credit Score: Part I

You might be surprised by some of the things that will hurt your credit score. Over the next two blog…

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My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking…

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In and Of Itself, a Credit Score Is Meaningless, by 720 Credit Score

I know how weird it might seem to some people that my credit emails and my blog are oftentimes about…

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Lily Tirone… Thank You, by Philip Tirone

On September 3, at 10:17 a.m., Lily Tirone made me a dad… for the fourth time. The birth of all…

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Good Debt / Bad Debt: The Second Inapppriate Use of Credit

Good Debt / Bad Debt: The Second Inappropriate Use of Credit Last week, I introduced the discussion of good debt…

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Did you hear about “bedtime” math? by 720 Credit Score

Since it’s back-to-school time, I want to share this great story I heard on NPR … You can listen to…

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Teaching Kids About Credit Scores, by 720 Credit Score

Last week, I sent part one of my back-to-school credit tip. I told you my “crazy plan” for helping your…

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Did you get the right answer? by 720 Credit Score

Pop quiz! If you had to raise your FICO score quickly, and you had a choice—either pay off your charge…

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A back-to-school credit lesson, by 720 Credit Score

My two oldest kids started school this week, and it reminded me that this is a good time for a…

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Part II: What does a credit score mean?

In “Part I: What does a credit score mean?” we took a look at the meaning of credit scores in…

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Am I crazy? You be the judge… by 720 Credit Score

I’ve been saying it for years, and I stand by it! I think you should add your children as an…

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An Answer To John’s Question… by 720 Credit Score

Sometimes, I hear from people who are drowning in debt. They just don’t know what to do to get themselves…

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10-Minute Pocket Guide to Build Credit: A Free Report

Want a crash-course in how to build credit? Then review this “10-Minute Pocket Guide” every six months or so. I…

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