Blogs and Resources

Refinancing mortgage and credit card debt

December 6, 2021

Scott, I have a question about rolling credit card debt into a home mortgage. If I have a current mortgage…

Preventing the Holiday Department Store Credit Scam

December 4, 2021

Before the holidays are over, many consumers will charge an extra $600, $800, even $1,000 to their credit cards. Most…

Are you a Father with a Daughter? Then, you will appreciate this….

December 2, 2021

As many of you know, I have four kids, all less than four years apart. My wife Lily is a…

Buying a Home With Bad Credit and No Money Down

December 1, 2021

From bird-dogging to seller financing, Carter Brown kicked off the Credit and Debt Summit with six strategies for buying a…

If At First You Don’t Succeed, Commit Fraud and Fail Again: Defrauding From Behind Bars

December 1, 2021

Three defendants have been sentenced to federal prison on charges of bank fraud and aggravated identity theft; one man committing…

How to Fight a Collection Report

November 30, 2021

This letter asking for information about how to fight a collection account just came into my inbox: “I am currently…

Bad Money Decisions, by 720 Credit Score

November 26, 2021

If you ever took a traditional economics course, you learned that human beings make rational decisions about their finances, and…

A Decade of Gratitude

November 24, 2021

A decade ago, I was in the mortgage business. Back then, the banks were handing out loans like candy during…

Penny Pinching Tip

November 23, 2021

Here’s a great budgeting tip … If you’ve been through a tough financial time, I’m sure you’ve renewed your commitments…

Just Say “No” to Retail Store Credit Cards, by 720 Credit Score

November 21, 2021

It’s that time of year where I have to issue my big warning: Steer clear of retail store credit cards!…

Black Friday’s Retail Store Credit Card Scam

November 20, 2021

With Black Friday just five days away, I’d like to take this opportunity to remind you to steer clear of…

If You Use a Yahoo or AOL Email Address. Your Credit Score Probably Sucks

November 17, 2021

An interesting credit score data mining observation has emerged from our friends over at Credit Karma. Apparently they took a…

The Retail Store Credit Card Scam

November 15, 2021

Been hit up lately by sales clerks promising big savings if you apply for a retail store credit card? Just…

Defendants Lose The Weight Of Their Assets In "Hoodia" Weight Loss Case

November 14, 2021

In April of 2009 the Federal Trade Commission (FTC) charged makers of a “Hoodia” weight loss supplement with deceptive advertising.…

Automobile Loans After Bankruptcy

November 12, 2021

Qualifying for automobile loans after bankruptcy might seem daunting and impossible. It may seem that any hope of returning to normality…

Bankruptcy and Student Loans

November 12, 2021

Those looking to wipe the slate clean and start anew might be disheartened to learn the bankruptcy facts about bankruptcy…

Obtaining a Loan After Bankruptcy

November 12, 2021

Bankruptcy can be a staggering blow to your financial stability as well as your confidence, and you might think you…

Credit Inquiries After Bankruptcy

November 12, 2021

If your credit score is trashed, the last thing you probably want on your credit report is a bunch of…

How to Remove a Bankruptcy From Credit Report

November 12, 2021

Question: Can you give me the specifics on how to remove a bankruptcy from credit report? Answer: This blog post…

Rebuilding Credit After Bankruptcy

November 12, 2021

Like a lot of folks who start trying to rebuild credit after bankruptcy, you might be thinking of wiping your…

How to File for Bankruptcy Without an Attorney

November 12, 2021

In an earlier post, we talked about how to find a good bankruptcy attorney to handle your bankruptcy; this week,…

Protecting Yourself from Common Bankruptcy Scams

November 12, 2021

If you are facing the pressure of mounting bills, creditors calling your home all day, and compounding interest payments pulling…

How to Find a Good Bankruptcy Attorney

November 12, 2021

When you are filing for bankruptcy, hiring a bankruptcy attorney might seem like one more expense on top of a…

Keys to Avoid Bankruptcy

November 12, 2021

If you have lost a job or have experienced a financial catastrophe, you might be worried about your ability to…

The Forms of Bankruptcy Options

November 12, 2021

Question: What are the bankruptcy options for those who have been through a taxing financial crisis? Answer: If your financial…

Survey: I want your feedback, by 720 Credit Score

November 9, 2021

I wanted to let you know that we are about to put together some great new content for our weekly…

Should I File for Bankruptcy?

November 8, 2021

Should I file for bankruptcy? If you have creditors that are calling at all hours and bills that are piling…

Collections Account on Credit Report: Option #4

November 8, 2021

Here is the riskiest option for dealing with collections account on credit report. In fact, before you read about this…

Collections Account on Credit Report: Option #3

November 8, 2021

The best way to handle a collections account on credit report is to negotiate for a letter of deletion. But…

Collections Account on Credit Report: Option #2

November 8, 2021

In my last post, we talked about the first option for dealing with a collections account on credit report. This…

Catherine S

19:14 17 Aug 21

I was so alone going thru bankruptcy and Phillip made me feel better. He felt my pain in a genuine manner and helped me tremendously!! I must admit I did falter a little a year ago but am back on track and my credit score is getting into the 700's. They are a great bunch....Phillip is wonderful. I recommend them highly.

Ron Ronnie C Catronio

15:01 03 Aug 21

Extremely helpful and thorough. This firm is OUTSTANDING. They care they c contribute and they are exceptional. 1000% recommend them.

Tammy S Catterton

16:29 17 Aug 21

I have awesome way to help with your credit score with Philip helping you. He a great speaker on it. He will do his best for your needs on your credit score

Laura Shepherd

14:43 03 Aug 21

Here is my Story : In 2009 I was late on my mortgage and over 50K in debt . My home was foreclosed on . I hung on trying to make payments on the cc debt to no avail. Over the next few years, I tried myself and also lost hundreds of dollars on companies that claimed to be able to clean up my credit they were no help at all . In 2012 , my wages were being garnished and I was getting calls and letters from collectors daily . I finally declared bankruptcy , my lawyer included membership in 720 Credit Score course. I followed it to the letter. I am now 10 yrs out and my current credit score is 750 + consistently , I have not had a late payment on a card or loan , I own my own home and 2 rental properties . My credit utilization is under 7% monthly and I have 6 months of emergency funds in the bank. My mortgage is under 3% and I bought a new car last year with 0% financing for 5 yearsPlease take this course it is the best thing you can do for yourself and your finances !!!!Thank you Mr.Tirone and 720CreditScore. com

Belinda Gladden

15:46 03 Aug 21

Awesomeness Program this has been the best of best decision l made to finally live the pursuit of happiness to towards better credit in the world, with excellence towards supporting help that' will come with great support from 720CreditScore.com.Thank you!Belinda

Dennis Dooge

15:43 08 Sep 21

The more I deal with them the more I'm impressed I am.I got a good deal with an outstanding staff and their idea of what a good business is.

Kim Peterson

16:41 09 Nov 21

This program helped me tremendously. After my bankruptcy was discharged, my attorney recommended and referred me to the program to get me started on the road to recovery after bankruptcy. I followed all the steps in the program and it’s not only helped my credit improve, but I’ve learned a lot about credit itself. It’s only been 8 months since my discharge, but my credit score has gone from 640 to 725 by following this program. I recommend this program to everyone, from those who went through bankruptcy to anyone who needs a lesson in credit management. Excellent program.

Terry Jordan

17:25 09 Nov 21

I truly am grateful to the program it has educated me on areas of credit I was not aware of in my 50 years of living. I would definitely recommend it to others to educate, and refresh others about credit worthiness.

Brent Dell

17:01 16 Nov 21

From the start, every contact was perfect, never put on hold, spoke with a very knowledgeable representative, they kept everything that is very intimidating to me very easy assuring me that it'll be ok. The app was so easy it was bullet proof.

Magen Boland

19:04 31 Oct 21

The things I have learned with this program have helped emensely! I raised my husband's credit score 87 points in less than 3 months and it just keeps going up. I have raised mine 70 points in the same amount of time. I have learned so much, and I'm so grateful! I highly recommend for anyone who is starting over, starting out, or just needs to learn the process of credit scores!

Ben Mansell

19:39 01 Feb 22

Awsome road map to building an excellent credit profile. I have been implementing the steps and following the advice and recently had my score go up 80 points !! I'm not done yet . I'm still on the the road map. It's easy to follow because it's all mapped out for you and it really works. You just need to be committed and stay the coarse . Thank you

Paul

20:13 07 Mar 22

If you really want to rebuild your credit with an easy steps to take that are actionable and deliver results, I highly recommend 720 Creditscore. It has transformed our lives, from cars, homes and all types of indirect savings by building a good credit score!

Kim Andrews

05:55 15 Dec 21

Excellent program, and if you know of anyone wanting to improve their credit score and get educated 720 is the place to go. Philip is very professional, caring and knowledgeable. Quick and efficient customer service and you get your money's worth. Highly recommend.

Elaine Gilmore (Red)

16:27 07 Feb 22

I like the way 720CreditScore works with me. They are kind and always have an open mind. Watching the zoom classes has giving me an "Up Beat" feeling. I have learned so much listening to other people who have or going through what I have. The introduction site got me starting to look at the way I use my money. Great lessons. Thank you so much.Elaine Gilmore

Theresa Grove

13:37 02 Mar 22

Great program I can't express how much this program has helped me if you follow the program you can't go wrong

Sharon Elle

20:13 05 Jan 23

After my bankruptcy was discharged, my lawyer included this amazing service to follow up with after and I’ve learned so much! I truly wish I knew about this service 10+ years ago! I’m already doing much better financially, thanks to this program and my credit score literally jumped 56 points within the first month. Highly recommend it!

Meredith Scott

11:04 03 Dec 22

Since, I've been in the program my score has gone up to over 700 in the last 12 months. I am very excited to continue working towards my goal of rebuilding my credit. Thanks to 720creditscore there's a light at the end of the tunnel.

Robin Sims

21:42 04 Oct 22

I have been busy working a lot because my rent went up. Although I can't thank my Lawyer Mr. Goff enough for not just helping me out but being understanding also. Nothing wrong with starting over. Thanks a million Mr. Goff

Emmett Hartsfield

08:44 16 Jan 23

Thought it was the end to ever owning again. I am not going to say it has easy, but it can happen. This course will help to get you back on the road.

Trish

03:56 30 Nov 22

Great tool to improve your financial wellness! The more you know, the better you become at managing your finances.