Blog Archives

How to Remove a Bankruptcy From Your Credit Report

One of my readers recently asked me if there was a way to get her bankruptcy removed from her credit…

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Does this make you angry?

I’m considering lobbying the government to close a huge loophole (that I frankly think is a scam), but before I…

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The best way to pay off credit cards, by 720 Credit Score

A few weeks ago, I told you about my friend with $68,000 in credit card debt. For most of it,…

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The important part of improving your score fast, by 720 Credit Score

If I had to choose one thing as the most important aspect for raising your score after a financial meltdown,…

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Bankruptcy: It’s Not As Dirty As It Sounds

The truth is: Sometimes your credit score will be better off after declaring bankruptcy. And here’s why…If you are struggling…

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What Should I Do About Collection Accounts?

Did you know that each time you make a payment on a credit collections account, your credit score could be…

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Will My Spouse’s Bad Credit Hurt My Credit Score?

One of our readers recently sent us a great question: “If I marry someone who has declared bankruptcy this year,…

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Marry Your Spouse, Not Their Credit Score

If you are getting married, you might be a little worried about how the marriage will affect your credit score,…

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What Are the Credit Cards You Recommend for People With Good Credit?

We went out there and researched the best credit cards on the market, consider things like interest rates, rewards points,…

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Did You Hear How Tony Raised His Credit Score in Three Months?

Every other week, I hold a question-and-answer session for the students in my credit-education program. Usually, I help people with…

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What Is the Fastest Way to Build Credit?

Question: What is the fastest way to build credit? I am applying for a business loan, and I need to…

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How Can I Get Credit Cards If My Credit Score Is Terrible?

If you have bad credit, it’s critical that you have and use three to five credit cards. The only way…

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How Many Credit Cards Should I Have?

Question: “How many credit cards should I have if I want to earn the best possible credit score? I receive a…

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What Should I Do If I’m Deeply in Debt?

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And…

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Did You Hear How Tony Raised His Credit Score in Three Months, by 720 Credit Score

Every other week, I hold a question-and-answer session for the students in my credit-education program. Usually, I help people with…

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The Faces of Identity Theft

About 80 percent of people have errors on their credit reports, and many of these are a result of identity…

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The Credit Card Companies’ Dirty Little Secret

People already know that bankruptcies, foreclosures, repossessions, and collections will hurt their credit scores. And it’s no big secret that late…

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For my 720 family, by 720 Credit Score

I have some opportunities for entrepreneurs, and I have a few congratulations for you… First the opportunities: A close friend…

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Protecting Yourself From Common Bankruptcy Scams

If you are facing the pressure of mounting bills, creditors calling your home all day, and compounding interest payments pulling…

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What to Do if You Can’t Stop Worrying About Your Bills, by 720 Credit Score

One of my friends just told me that he owes $68,000 in credit card debt. He’s 26 years old. And…

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My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking…

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My Wife Won’t Sleep in Our House, by 720 Credit Score

After renting for years, my wife and I just bought a house. It’s our ideal house—exactly what we were looking…

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In and Of Itself, a Credit Score Is Meaningless, by 720 Credit Score

I know how weird it might seem to some people that my credit emails and my blog are oftentimes about…

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Teaching Kids About Credit Scores, by 720 Credit Score

Last week, I sent part one of my back-to-school credit tip. I told you my “crazy plan” for helping your…

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A back-to-school credit lesson, by 720 Credit Score

My two oldest kids started school this week, and it reminded me that this is a good time for a…

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An Answer To John’s Question… by 720 Credit Score

Sometimes, I hear from people who are drowning in debt. They just don’t know what to do to get themselves…

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A three-for-one, by 720 Credit Score

The best thing a person can do to increase his or her credit score? Reduce credit card debt. Aside from…

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Tip – ID fraud and smartphones, by 720 Credit Score

I recently read that smartphone owners experience a greater incidence of fraud and identity theft, and here’s why… About 32…

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Father’s Day Next Sunday, by 720 Credit Score

As many of you know, there is nothing that excites me more than being a great Dad (and no, I’m…

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The Consumer Score Hoax

An Additional Resource Exclusively for Students of the 720 Credit Challenge … Every time I hear one of those catchy…

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