Blogs and Resources

Build Credit: The Three Keys to Creating Good Debt

At first glance, the words “good” and “debt” don’t seem to be a symbiotic match, but there are indeed some…

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Lily Tirone and I hauled 3 kids through security…

Would I rather be glad I bought the latest iPhone, or be glad I saved money for a vacation so…

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“Buy Now Pay Later No Credit Check

by Philip Tirone... Are the buy now pay later no credit check offers good for your credit score? Probably not.…

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Build Credit: Debunking the Lower Credit Limits Myth

Similar to the belief that no credit equals good credit, having lower limits can actually be extremely harmful to your…

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Marriage and Credit: Join Lives, not Accounts!

Most people approach marriage and credit with a one-for-all, all-for-one attitude. They open joint credit cards, apply for car loans…

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Build Credit: The Truth About Living Debt Free

For a lot of people, living with credit card debt is simply a way of life. We have all heard…

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Getting Unstuck

Over the last months we’ve asked you to share your stories of credit and personal finance. Well, I now have…

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The Best Places to Buy Used

Having extra money to put towards bills or savings is always a great feeling. It’s even better when you’re able…

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Two days of crying…

I want to ask you a question that could solve your financial, credit, and debt problems … But first, a…

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Bad Credit: Improving Your Credit Score Through Secured Credit Cards

For many people who’ve experienced financial issue getting credit in order to build your credit back up can become a…

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10 Tips for Being Dollar Store Savvy

The dollar store can feel like a frugal shopper’s dream come true. Everything is one set price, so there’s no…

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Top 3 Cures for a Low Credit Score

A low credit score is bad news, particularly if you are trying to renegotiate the terms of a loan, applying…

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Build Credit: The 30% Rule – Making Sense of Utilization Rates

Why would you want MORE credit cards with lower limits? The percentage of your available credit that you’re using is…

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20 Everyday Ways to Save Money

Want to have some extra cash around? Frugal spenders have long known that it isn’t always saving on big-ticket items…

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Hey Parents! Teach Your Kids About Credit

Unless parents decide to make a concerted effort to begin teaching children about credit, our nation’s children might become victims…

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How to Get a College Education for Free

An education is an investment in yourself that, if used properly, will always pay for itself many times over. It’s…

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How Will Collections Affect A Credit Report?

This is a justified concern because creditors are unlikely to grant a loan if there’s a history of slow or…

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12 Rewarding Alternatives to Retail Therapy

There’s nothing quite like the rush of getting something new, especially if it’s something you’ve wanted for a while. In…

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Build Credit: Debunking the No Credit Equals Good Credit Myth

Credit is a tricky subject. Everyone thinks they know the right thing to do, and everyone seems to be an…

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Here’s a Quick Way to Save $2500 a Year on Groceries

One of the biggest monthly expenses for most families is the cost of food. Other than your house payment or…

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Bad Credit: The Truth About Rent-to-Own Stores

It can seem so easy – get a 250GB Compaq laptop, a 42-inch JVC 1080p LCD flat panel TV and…

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Build Credit: 10 Best Websites For Frugal Living

Creating personal wealth isn’t always about making more money. Sometimes it’s about spending less or spending smart as well. That’s…

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Do You Make These 3 Credit Card Mistakes?

Credit is a modern convenience that many of us could not live without. It allows us to buy things that…

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Build Credit: Using Credit Cards As Tools of Financial Freedom

Credit cards have gotten a bad reputation as more and more people view these cards as vessels for temporary financial…

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Bad Credit Is Bad News for the Unemployed

A recent report from Inc. Magazine says at that at least 60 percent of employers run credit checks on potential…

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Five Common Credit Myths … Debunked!

Five Common Credit Myths Here are five common credit myths … debunked at last! Credit Myth #1: Requesting your own…

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12 Little Known Facts About Your Credit Score

Everyone seems to have a different viewpoint on what affects your credit score and what doesn’t. Some of this is…

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The Credit-Scoring Scam of the Century

Are you a victim of the credit scoring scam of the century? If you have a credit card, there’s a…

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Bad Credit: 5 Things You Can Do Right Now To Start Fixing Your Credit

We live in a credit-driven society. You need credit for just about everything from buying a house to even getting…

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FTC and DOJ Announce Asset Acceptance Settlement Which They Want to Be Framework for Debt Collection Industry

David Vladeck director of the FTC’s Bureau of Consumer Protection and DOJ Assistant Attorney Tony West today conducted a conference…

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