Marriage and Credit: Join Lives, not Accounts!
February 21, 2021
Most people approach marriage and credit with a one-for-all, all-for-one attitude. They open joint credit cards, apply for car loans…
Read MoreBlogs and Resources
Build Credit: The Truth About Living Debt Free
February 21, 2021
For a lot of people, living with credit card debt is simply a way of life. We have all heard…
Read MoreGetting Unstuck
February 20, 2021
Over the last months we’ve asked you to share your stories of credit and personal finance. Well, I now have…
Read MoreThe Best Places to Buy Used
February 19, 2021
Having extra money to put towards bills or savings is always a great feeling. It’s even better when you’re able…
Read MoreTwo days of crying…
February 19, 2021
I want to ask you a question that could solve your financial, credit, and debt problems … But first, a…
Read MoreBad Credit: Improving Your Credit Score Through Secured Credit Cards
February 18, 2021
For many people who’ve experienced financial issue getting credit in order to build your credit back up can become a…
Read More10 Tips for Being Dollar Store Savvy
February 17, 2021
The dollar store can feel like a frugal shopper’s dream come true. Everything is one set price, so there’s no…
Read MoreTop 3 Cures for a Low Credit Score
February 16, 2021
A low credit score is bad news, particularly if you are trying to renegotiate the terms of a loan, applying…
Read MoreBuild Credit: The 30% Rule – Making Sense of Utilization Rates
February 16, 2021
What do you think is better? Having only one credit card that is near it’s credit limit that you pay…
Read More20 Everyday Ways to Save Money
February 15, 2021
Want to have some extra cash around? Frugal spenders have long known that it isn’t always saving on big-ticket items…
Read MoreHey Parents! Teach Your Kids About Credit
February 14, 2021
Unless parents decide to make a concerted effort to begin teaching children about credit, our nation’s children might become victims…
Read MoreHow to Get a College Education for Free
February 14, 2021
An education is an investment in yourself that, if used properly, will always pay for itself many times over. It’s…
Read More
How Will Collections Affect A Credit Report?
February 13, 2021
This is a justified concern because creditors are unlikely to grant a loan if there’s a history of slow or…
Read More12 Rewarding Alternatives to Retail Therapy
February 12, 2021
There’s nothing quite like the rush of getting something new, especially if it’s something you’ve wanted for a while. In…
Read MoreBuild Credit: Debunking the No Credit Equals Good Credit Myth
February 11, 2021
Credit is a tricky subject. Everyone thinks they know the right thing to do, and everyone seems to be an…
Read MoreHere’s a Quick Way to Save $2500 a Year on Groceries
February 10, 2021
One of the biggest monthly expenses for most families is the cost of food. Other than your house payment or…
Read MoreBad Credit: The Truth About Rent-to-Own Stores
February 9, 2021
It can seem so easy – get a 250GB Compaq laptop, a 42-inch JVC 1080p LCD flat panel TV and…
Read MoreBuild Credit: 10 Best Websites For Frugal Living
February 8, 2021
Creating personal wealth isn’t always about making more money. Sometimes it’s about spending less or spending smart as well. That’s…
Read MoreDo You Make These 3 Credit Card Mistakes?
February 7, 2021
Credit is a modern convenience that many of us could not live without. It allows us to buy things that…
Read MoreBuild Credit: Using Credit Cards As Tools of Financial Freedom
February 4, 2021
Credit cards have gotten a bad reputation as more and more people view these cards as vessels for temporary financial…
Read MoreBad Credit Is Bad News for the Unemployed
February 2, 2021
A recent report from Inc. Magazine says at that at least 60 percent of employers run credit checks on potential…
Read MoreFive Common Credit Myths … Debunked!
February 2, 2021
Five Common Credit Myths Here are five common credit myths … debunked at last! Credit Myth #1: Requesting your own…
Read More12 Little Known Facts About Your Credit Score
February 2, 2021
Everyone seems to have a different viewpoint on what affects your credit score and what doesn’t. Some of this is…
Read MoreThe Credit-Scoring Scam of the Century
February 1, 2021
Are you a victim of the credit scoring scam of the century? If you have a credit card, there’s a…
Read MoreBad Credit: 5 Things You Can Do Right Now To Start Fixing Your Credit
February 1, 2021
We live in a credit-driven society. You need credit for just about everything from buying a house to even getting…
Read MoreFTC and DOJ Announce Asset Acceptance Settlement Which They Want to Be Framework for Debt Collection Industry
January 31, 2021
David Vladeck director of the FTC’s Bureau of Consumer Protection and DOJ Assistant Attorney Tony West today conducted a conference…
Read MoreTough Week?
January 29, 2021
I had something interesting happen to me this week … I was listening to my sister talking about how anxious…
Read MoreTwo Must Follow Rules To Protect Your Credit Score After A Divorce
January 26, 2021
Divorce can be a tough time in many ways. You’re dealing with emotional issues, separating assets, possibly separating children from…
Read MoreBuild Your Credit with Do-It-Yourself Credit Tricks
January 26, 2021
Okay. You want to build your credit score, but you don’t want to pay a bundle. Here are a few…
Read MoreShould I Close My Credit Card Accounts? By 720 Credit Score
January 24, 2021
As part of my commitment to providing free credit education, I regularly answer frequently asked questions and offer credit repair…
Read More
