Blogs and Resources

When Buying Your Credit Score, by 720 Credit Score

May 10, 2021

Happy Mothers Day to all Moms! Those “free credit score” jingles are like nails on a chalkboard to me. See—they…

Key Considerations About Divorce and Credit

May 6, 2021

While divorce often causes a person to take inventory, many people forget the implications of divorce and credit. Many married…

I messed up…

May 4, 2021

Sometimes, all you have to do is ask. This is one of the major themes of my credit course. If…

I’m a big failure…

April 27, 2021

It’s true. I’ve written about being a failure here. And guess what? My list of non-accomplishments grows longer and longer…

Marry Your Spouse, But Not Their Credit Score, by 720 Credit Score

April 26, 2021

If you are getting married, you might be a little worried about how the marriage will affect your credit score,…

What Are the Credit Score Factors?

April 22, 2021

Question: What exactly are all the credit score factors I should consider when learning how to build credit? Philip Tirone’s…

2:53 second recording, by 720 Credit Score

April 19, 2021

I just got off the phone with a client that was not applying for certain jobs becuase she knew that…

A dirty business…

April 18, 2021

I’m talking about my business. It’s an ugly, tough, dirty one. Despite the fact that a lot of people desperately…

Give Your Testimonial for a Chance to Win $500

April 16, 2021

As you know, I love receiving testimonials from my happy and satisfied clients. So for fun, I have decided to…

Bankruptcy Isn’t As Dirty as It Sounds, by 720 Credit Score

April 13, 2021

I’ve written a few posts about bankruptcy lately, but it occurred to me that I should explain what happens to…

Collections on Credit Report

April 12, 2021

Among the most-asked questions about credit scores is this: What do I do about my credit score if I have…

Is your car a filthy mess?

April 6, 2021

How about your home? Your office? Your yard? I’m a little embarrassed to say “yes, yes, yes, and yes.” Or,…

Closing Credit Card Accounts

April 5, 2021

As part of your plan for learning how to build credit, you might wonder if you should start closing credit…

For People Who Want to Raise Their Credit Score… and PRONTO, by 720 Credit Score

April 5, 2021

This is one of the tricks for raising credit scores that most people don’t know about … It’s calling “authorized…

Bankruptcy Options, James Montgomery

April 2, 2021

Listen to this interview to learn some great information on what to do when you are considering bankruptcy.

The 7 Magic Words

March 30, 2021

In last week’s post, I told you about how I do odd things to get exposure to people who can…

How to Build Credit Fast

March 29, 2021

People regularly ask me for tips on how to build credit fast. Among the usual—paying down credit card limits and…

60 Minutes Exposes The Truth About The Bureaus, by 720 Credit Score

March 27, 2021

Did you see the horrifying 60-Minutes special on how you have been a victim of the credit-scoring bureaus? Even if…

How to Get a Loan – A Bank Insider’s Shocking SpyCam Confession

March 27, 2021

Do you think it is fair that the very same banks who are being propped up by your taxpayer dollars…

7 Ways to Live the Good Life on a Budget

March 25, 2021

Let’s face it, if you’re being honest, you really want more money. However, you don’t want it simply for the…

I sent it to the president…

March 23, 2021

Call me crazy, but I once sent a seven-day bowel cleansing formula to President Clinton. He looked unhealthy at the…

Protecting Your Retirement and Savings Accounts, by 720 Credit Score

March 23, 2021

From time-to-time, I give tips that extend beyond the subject of how to build credit and how to have a…

Ignore the “VantageScore,” by 720 Credit Score

March 20, 2021

There’s a lot of talk about the new scoring model called VantageScore. Proponents say that it will boost your score…

Download Free Cheap Meals Cookbook

March 19, 2021

Back in 2001 at the non-profit organization Myvesta.org we held a contest and solicited the best cheap meals from people…

An over-the-top question…

March 18, 2021

Okay, let me just preface this post by saying that I know the question I’m going to ask is a…

Retail Store Credit Cards: How Many = Too Many?

March 17, 2021

“Would you like to save 10 percent on your purchase today by applying for a retail store credit card?” Does…

The Most Irritating Part About Building a 720 Credit Score, by 720 Credit Score

March 15, 2021

Perhaps the most difficult part of trying to build your credit score to 720 is tackling collection accounts. But tax…

Most Importnat Part of Yesterday’s Call, by 720 Credit Score

March 14, 2021

For those of you who missed the Q&A call yesterday, here was a common theme that I want everyone to…

How to Build Credit from Scratch

March 14, 2021

When you’re faced with the situation of having no credit, you might be surprised at how creditors treat you. It…

2 things you should know first…, by 720 Credit Score

March 7, 2021

One of the most frequently asked questions about credit is this: Can I raise my credit score by paying off…

Catherine S

19:14 17 Aug 21

I was so alone going thru bankruptcy and Phillip made me feel better. He felt my pain in a genuine manner and helped me tremendously!! I must admit I did falter a little a year ago but am back on track and my credit score is getting into the 700's. They are a great bunch....Phillip is wonderful. I recommend them highly.

Ron Ronnie C Catronio

15:01 03 Aug 21

Extremely helpful and thorough. This firm is OUTSTANDING. They care they c contribute and they are exceptional. 1000% recommend them.

Tammy S Catterton

16:29 17 Aug 21

I have awesome way to help with your credit score with Philip helping you. He a great speaker on it. He will do his best for your needs on your credit score

Laura Shepherd

14:43 03 Aug 21

Here is my Story : In 2009 I was late on my mortgage and over 50K in debt . My home was foreclosed on . I hung on trying to make payments on the cc debt to no avail. Over the next few years, I tried myself and also lost hundreds of dollars on companies that claimed to be able to clean up my credit they were no help at all . In 2012 , my wages were being garnished and I was getting calls and letters from collectors daily . I finally declared bankruptcy , my lawyer included membership in 720 Credit Score course. I followed it to the letter. I am now 10 yrs out and my current credit score is 750 + consistently , I have not had a late payment on a card or loan , I own my own home and 2 rental properties . My credit utilization is under 7% monthly and I have 6 months of emergency funds in the bank. My mortgage is under 3% and I bought a new car last year with 0% financing for 5 yearsPlease take this course it is the best thing you can do for yourself and your finances !!!!Thank you Mr.Tirone and 720CreditScore. com

Belinda Gladden

15:46 03 Aug 21

Awesomeness Program this has been the best of best decision l made to finally live the pursuit of happiness to towards better credit in the world, with excellence towards supporting help that' will come with great support from 720CreditScore.com.Thank you!Belinda

Dennis Dooge

15:43 08 Sep 21

The more I deal with them the more I'm impressed I am.I got a good deal with an outstanding staff and their idea of what a good business is.

Kim Peterson

16:41 09 Nov 21

This program helped me tremendously. After my bankruptcy was discharged, my attorney recommended and referred me to the program to get me started on the road to recovery after bankruptcy. I followed all the steps in the program and it’s not only helped my credit improve, but I’ve learned a lot about credit itself. It’s only been 8 months since my discharge, but my credit score has gone from 640 to 725 by following this program. I recommend this program to everyone, from those who went through bankruptcy to anyone who needs a lesson in credit management. Excellent program.

Terry Jordan

17:25 09 Nov 21

I truly am grateful to the program it has educated me on areas of credit I was not aware of in my 50 years of living. I would definitely recommend it to others to educate, and refresh others about credit worthiness.

Brent Dell

17:01 16 Nov 21

From the start, every contact was perfect, never put on hold, spoke with a very knowledgeable representative, they kept everything that is very intimidating to me very easy assuring me that it'll be ok. The app was so easy it was bullet proof.

Magen Boland

19:04 31 Oct 21

The things I have learned with this program have helped emensely! I raised my husband's credit score 87 points in less than 3 months and it just keeps going up. I have raised mine 70 points in the same amount of time. I have learned so much, and I'm so grateful! I highly recommend for anyone who is starting over, starting out, or just needs to learn the process of credit scores!

Ben Mansell

19:39 01 Feb 22

Awsome road map to building an excellent credit profile. I have been implementing the steps and following the advice and recently had my score go up 80 points !! I'm not done yet . I'm still on the the road map. It's easy to follow because it's all mapped out for you and it really works. You just need to be committed and stay the coarse . Thank you

Paul

20:13 07 Mar 22

If you really want to rebuild your credit with an easy steps to take that are actionable and deliver results, I highly recommend 720 Creditscore. It has transformed our lives, from cars, homes and all types of indirect savings by building a good credit score!

Kim Andrews

05:55 15 Dec 21

Excellent program, and if you know of anyone wanting to improve their credit score and get educated 720 is the place to go. Philip is very professional, caring and knowledgeable. Quick and efficient customer service and you get your money's worth. Highly recommend.

Elaine Gilmore (Red)

16:27 07 Feb 22

I like the way 720CreditScore works with me. They are kind and always have an open mind. Watching the zoom classes has giving me an "Up Beat" feeling. I have learned so much listening to other people who have or going through what I have. The introduction site got me starting to look at the way I use my money. Great lessons. Thank you so much.Elaine Gilmore

Theresa Grove

13:37 02 Mar 22

Great program I can't express how much this program has helped me if you follow the program you can't go wrong

Sharon Elle

20:13 05 Jan 23

After my bankruptcy was discharged, my lawyer included this amazing service to follow up with after and I’ve learned so much! I truly wish I knew about this service 10+ years ago! I’m already doing much better financially, thanks to this program and my credit score literally jumped 56 points within the first month. Highly recommend it!

Meredith Scott

11:04 03 Dec 22

Since, I've been in the program my score has gone up to over 700 in the last 12 months. I am very excited to continue working towards my goal of rebuilding my credit. Thanks to 720creditscore there's a light at the end of the tunnel.

Robin Sims

21:42 04 Oct 22

I have been busy working a lot because my rent went up. Although I can't thank my Lawyer Mr. Goff enough for not just helping me out but being understanding also. Nothing wrong with starting over. Thanks a million Mr. Goff

Emmett Hartsfield

08:44 16 Jan 23

Thought it was the end to ever owning again. I am not going to say it has easy, but it can happen. This course will help to get you back on the road.

Trish

03:56 30 Nov 22

Great tool to improve your financial wellness! The more you know, the better you become at managing your finances.