Blogs and Resources

Give Your Testimonial for a Chance to Win $500

As you know, I love receiving testimonials from my happy and satisfied clients.  So for fun, I have decided to…

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Bankruptcy Isn’t As Dirty as It Sounds, by 720 Credit Score

I’ve written a few posts about bankruptcy lately, but it occurred to me that I should explain what happens to…

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Collections on Credit Report

Among the most-asked questions about credit scores is this: What do I do about my credit score if I have…

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Is your car a filthy mess?

How about your home? Your office? Your yard? I’m a little embarrassed to say “yes, yes, yes, and yes.” Or,…

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Closing Credit Card Accounts

As part of your plan for learning how to build credit, you might wonder if you should start closing credit…

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For People Who Want to Raise Their Credit Score… and PRONTO, by 720 Credit Score

This is one of the tricks for raising credit scores that most people don’t know about … It’s calling “authorized…

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Bankruptcy Options, James Montgomery

Listen to this interview to learn some great information on what to do when you are considering bankruptcy.

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The 7 Magic Words

In last week’s post, I told you about how I do odd things to get exposure to people who can…

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How to Build Credit Fast

People regularly ask me for tips on how to build credit fast. Among the usual—paying down credit card limits and…

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60 Minutes Exposes The Truth About The Bureaus, by 720 Credit Score

Did you see the horrifying 60-Minutes special on how you have been a victim of the credit-scoring bureaus? Even if…

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How to Get a Loan – A Bank Insider’s Shocking SpyCam Confession

Do you think it is fair that the very same banks who are being propped up by your taxpayer dollars…

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7 Ways to Live the Good Life on a Budget

Let’s face it, if you’re being honest, you really want more money. However, you don’t want it simply for the…

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I sent it to the president…

Call me crazy, but I once sent a  seven-day bowel cleansing formula to  President Clinton. He looked  unhealthy at the…

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Protecting Your Retirement and Savings Accounts, by 720 Credit Score

From time-to-time, I give tips that extend beyond the subject of how to build credit and how to have a…

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Ignore the “VantageScore,” by 720 Credit Score

There’s a lot of talk about the new scoring model called VantageScore. Proponents say that it will boost your score…

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Download Free Cheap Meals Cookbook

Back in 2001 at the non-profit organization Myvesta.org we held a contest and solicited the best cheap meals from people…

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An over-the-top question…

Okay, let me just preface this post by saying that I know the question I’m going to ask is a…

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Retail Store Credit Cards: How Many = Too Many?

“Would you like to save 10 percent on your purchase today by applying for a retail store credit card?” Does…

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The Most Irritating Part About Building a 720 Credit Score, by 720 Credit Score

Perhaps the most difficult part of trying to build your credit score to 720 is tackling collection accounts. But tax…

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Most Importnat Part of Yesterday’s Call, by 720 Credit Score

For those of you who missed the Q&A call yesterday, here was a common theme that I want everyone to…

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How to Build Credit from Scratch

When you’re faced with the situation of having no credit, you might be surprised at how creditors treat you. It…

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2 things you should know first…, by 720 Credit Score

One of the most frequently asked questions about credit is this: Can I raise my credit score by paying off…

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How to Improve Your Credit Score in 5 Easy Steps

There are a variety of reasons why you’d want to improve your credit score. You could be getting ready to…

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New Overdraft Fee Legislation

As part of the new overdraft fee legislation, beginning August 15, banks will no longer be allowed to authorize debt…

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20 Keys To Financial Success

Your money and what you do with are very personal matters. If managed wisely, your money can lead you down…

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My wife is going to shoot me…

Sometimes, people wonder whether I really read all the comments on my blog. I do … … even when I…

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“I need a personal loan quick but I have bad credit”

“I need a personal loan quick but I have bad credit.” An old friend of mine was calling for advice.…

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Teaching Children About Credit Cards

With the past 18 months reminding us to be thrifty, many parents are realizing the importance of teaching children about…

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The Secret to Personal Wealth Through Time Management

You’d be hard pressed to find someone who hasn’t heard the familiar saying, “time is money.” We all know it’s…

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Best Finance iPhone Apps

Sometimes all we need to keep track of our personal finances is a little convenience and information whenever and wherever…

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