Blog Archives

Five Common Credit Myths … Debunked!

Five Common Credit Myths Here are five common credit myths … debunked at last! Credit Myth #1: Requesting your own…

Read More

FTC and DOJ Announce Asset Acceptance Settlement Which They Want to Be Framework for Debt Collection Industry

David Vladeck director of the FTC’s Bureau of Consumer Protection and DOJ Assistant Attorney Tony West today conducted a conference…

Read More

Tough Week?

I had something interesting happen to me this week … I was listening to my sister talking about how anxious…

Read More

Build Your Credit with Do-It-Yourself Credit Tricks

Okay. You want to build your credit score, but you don’t want to pay a bundle. Here are a few…

Read More

More People Preparing to Eat Dog Food in Retirement

To make it through tough times more Americans have borrowed, stolen or raided their small retirement funds to make ends…

Read More

Is Bankruptcy Sinful and Bad or Right and Moral? An Examination

For all of my life and especially through my financial struggles the assumption that money troubles are tied to morality…

Read More

Identity Theft

Identity theft is the fastest growing crime in the world… If you want to learn more about protecting yourself from…

Read More

Holiday Hangover

Are you hung over? And I’m not talking about the booze-induced hangover (though you might have that, too!) I’m talking…

Read More

Super Bowl ticket give-a-way…

As you know, I’m a BIG fan of being a father, so naturally … I’m very involved with the National…

Read More

Have You Been Scammed or Ripped Off? How to Get Help and Get The Problem Resolved

If you feel like a company you paid for a service has not delivered the best place to start to…

Read More

Sands Tourism Sent Me Two Scratch Off Tickets and Say I'm a Winner. Is This a Scam? – Luena

“Dear Steve, I received an envelope thru my post office box, front of the envelope no name only our mailing…

Read More

A Holiday, Charge-Card Reminder …

Just a quick reminder… Don’t get carried with your credit cards when shopping for holiday presents. Remember that one of…

Read More

Refinancing mortgage and credit card debt

Scott, I have a question about rolling credit card debt into a home mortgage. If I have a current mortgage…

Read More

Preventing the Holiday Department Store Credit Scam

Before the holidays are over, many consumers will charge an extra $600, $800, even $1,000 to their credit cards. Most…

Read More

If At First You Don't Succeed, Commit Fraud and Fail Again: Defrauding From Behind Bars

Three defendants have been sentenced to federal prison on charges of bank fraud and aggravated identity theft; one man committing…

Read More

A Decade of Gratitude

A decade ago, I was in the mortgage business. Back then, the banks were handing out loans like candy during…

Read More

Penny Pinching Tip

Here’s a great budgeting tip … If you’ve been through a tough financial time, I’m sure you’ve renewed your commitments…

Read More

Black Friday’s Retail Store Credit Card Scam

With Black Friday just five days away, I’d like to take this opportunity to remind you to steer clear of…

Read More

If You Use a Yahoo or AOL Email Address. Your Credit Score Probably Sucks

An interesting credit score data mining observation has emerged from our friends over at Credit Karma. Apparently they took a…

Read More

Defendants Lose The Weight Of Their Assets In "Hoodia" Weight Loss Case

In April of 2009 the Federal Trade Commission (FTC) charged makers of a “Hoodia” weight loss supplement with deceptive advertising.…

Read More

Chimney Sweep Scams Sweeping The Country

This year like many others I’ve found an early winter and cold autumn nights. In an attempt to boycott the…

Read More

This guy is stuck …

Here is his problem.. He has over $41,000 in credit card debt. He has other unsecured loans totaling $12,000. Although…

Read More

Information Interview with a Debt Negotiator

On this interview, you will learn: — How I negotiated to save my family $240,000 in loan payments. It was…

Read More

Free Government Grants, Diet Pills and Credit, Oh My!

Looking for free government grants endorsed by President Obama and Vice President Biden? Dietary supplements supported by scientific research and…

Read More

Divorce and Credit … Read this NOW!

The other week, I got an email that made me cringe. The email was from a man had just been…

Read More

Credit Score = Your Financial Reputation, How Much Are You Losing?

Whenever I was in basic training, each recruit, each private was assigned their own roster number. That roster number was…

Read More

Your Identity Theft Stories….

Please post them here… so we can all learn from each other! Include as much information as possible: 1) What…

Read More

Debt Settlement Scams- 10 Stupid and Simple Ways to Get Burned

Over the past few years I have heard non-stop stories from consumers who were taken for costly rides by debt…

Read More

Royalty Resource Network Named in Advanced Fee Loan Deception

Consumers in West Virginia are being warned, by their Attorney General Darrell McGraw, about a scam that offers the promise…

Read More

Grandparent Scam Strikes Again

Put yourself in the shoes of a caring Grandmother. Let’s say one day you receive a call from your grandson…

Read More
Google Rating
4.9